Personalized Strategies

We manage investments based on a guiding set of principles designed to work in a world that’s constantly changing. We focus on investor’s goals and true diversification. We build resilient portfolios that aim to perform regardless of the environment.

With your wealth considerations in mind, Estate Planning Advisors with TD Wealth Insurance Services can offer insurance solutions that will aim to address your individual and unique concerns.

• Terminal tax minimization strategies
• Life insurance planning
• Annuities and Guaranteed Income Products
• Tax-Deferred Investment Strategies
• Estate Equalization
• Risk Management
• Intergenerational Transfer of Capital
• Critical illness, disability and long-term care insurance

Just as your ambitions are uniquely your own, so too is your tax situation. No single tax strategy will fit all scenarios. Instead, your tax obligations may require a personalized guiding plan with annual tinkering and consultations with tax advisors as your wealth accumulates or your business evolves.

TD Wealth was the first financial institution in Canada to launch a donor advised fund in October in 2004. Benefits of giving through the Private Giving Foundation:

• Tax Efficiency
  Get a tax receipt upfront. Eliminate capital gains tax when donating appreciated publicly traded securities.
• Simplifies your giving
  Donate now and decide later to eliminate the pressure of selecting charities upfront.
  
  
• Alternative to establishing a foundation
  With a minimum irrevocable donation of $10,000, you get the same benefits of establishing a foundation without worrying about the governance and administration of running it.
  
  
• A legacy of giving
  An easy way to establish a charitable legacy of giving to support the causes that matter to you.
  
  
• Family Involvement
  Unite the family around shared values to make even more of an impact.