Integrated wealth services
We take an integrated approach, bringing in other TD specialists as required to develop a custom wealth strategy. We assemble as a team in developing the solutions you require, such as:
Tax Planning Strategies
We see tax management as an integral part of a complete wealth strategy. In fact, a well
considered tax strategy can help you and your family preserve significant amounts of your wealth each year. A TD specialist will work with you to develop comprehensive wealth strategies based on a number of wealth considerations. Among them: creating retirement income streams, incorporating business considerations into your estate plan, transitioning your business, accessing sophisticated credit solutions, and creating thoughtful strategies around taxes and giving.
Wealth Preservation
TD specialists are familiar with the often complex banking and credit needs of affluent clients and understand the value you place on proactive advice and responsive service. You can count on consistent access to the products and services you need and suggested updates to your personal strategy as you need them.
Succession Strategies
TD specialists are familiar with the often complex banking and credit needs of affluent clients and understand the values you place on proactive advice and responsive service. You can count on consistent access to the products and services you need and suggested updates to your personal strategy as you need them.
Estate Planning and Trust Strategies
In collaboration with a TD Specialist we can establish tax efficient strategies to not only protect your assets, but to effectively transfer your assets to your loved ones. We can work with you to create a comprehensive estate plan with information on planning for incapacity, maintaining an up to date will, as well as will and estate planning. Trust Services can help you administer trusts or provide power of attorney or estate settlement services.
We will take the time to understand your needs and work with you to build the legacy you want to achieve.
Insurance Solutions
In collaboration with a TD specialist from TD Wealth Insurance Services we will work with you to determine the form of coverage for all your financial and non financial assets in case of unforeseen events. In addition, strategies can be implemented to transfer wealth on a tax efficient basis. The use of life, disability, living benefits, and annuity products can also preserve your wealth, sustain your business and minimize tax obligations.
Charitable Giving Strategies
If philanthropy is a consideration, we will work with you and your family to help incorporate it into your overall wealth and estate plans. We also offer solutions through the Private Giving Foundation. It provides a simple, tax effective way to leave a legacy as an alternative to establishing a private foundation.
Retirement Planning
During the discovery process, we will discuss strategies to help you become retirement-ready by discussing questions like:
- How much income is needed for the retirement you aspire to?
- How can you save enough to fund your retirement?
- How can you improve tax efficiency during retirement?
- When should you start taking your government benefits?
Discretionary Portfolio Management
When you invest in the MK Total Wealth Management Group’s Privately Managed Portfolios, you can have the confidence of knowing you are supported by the dedicated research teams at TD Bank Group. Our rigorous investment selection process draws on the various backgrounds, areas of knowledge, and expertise of the TD Securities research team.
