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Michael Stone

Investment Advisor

  • CFA®
  • B. Comm (Hons)

Working together to help you achieve what truly matters to you

Who I Am

Born and raised in Sault Ste. Marie, I have worked in the banking industry since 2007. After receiving an Honours Bachelor of Commerce (Finance) from Queen's University, I spent the first eight years of my finance career on Bay Street in Toronto, and other areas of Southern Ontario. During this time I gained invaluable experience leading multi-bank syndicated deal structures ranging from $100 million to over $1 billion. Since moving back to Northern Ontario with my family, I have transitioned my career from a corporate environment to working with high net-worth clients in Sault Ste. Marie and throughout Ontario. I use the expertise I developed from working with CEOs and CFOs of major public and private corporations to bring a higher level of professionalism and business knowledge to service the needs of my clients, who include:

  • High Net-Worth Families;
  • Business Owners;
  • Professionals (Doctors, Dentists, Lawyers, Accountants); and
  • Professional Corporations.

My Investment Philosophy

My primary goal is to protect your hard earned wealth while growing it responsibly. Understanding and mitigating risk is a cornerstone to my client's personal wealth solutions. I want my clients to enjoy their wealth without worry about what is happening in the financial markets. We can accomplish this by creating investment solutions that place an emphasis on protecting client's assets in falling markets while still participating in higher returns when the markets are performing well. As my client you can expect:

  • Ongoing Discovery;
  • Timely Reporting;
  • Comprehensive portfolio reviews tailored to you;
  • A transparent approach to fees; and
  • Advice and solutions supported by a team of TD Specialists. 

What Makes Me Different

Equally important to my investment solutions are the in-depth wealth planning services I provide. The best investments will not serve you well if you don't have the correct plan and strategy in place. I focus on retirement and estate planning strategies at all levels of your wealth timeline to help ensure your hard-earned money can give you the highest probability of allowing you to achieve all of your family's short and long-term goals.

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The Importance of Retirement Planning

I want all of my clients to live their best life in retirement, which is why I develop a tailored, comprehensive roadmap to help you get there. Making the shift into retirement is a big change that can feel overwhelming. Whether you're just starting your career, preparing to retire, or ready to enjoy your retirement, we're here for you with the solutions you need. Check out some of our Retire Ready resources below or reach out to find out more.

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View Our Brochures Online

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Branch Office: (705) 675-5914
Branch Fax: (705) 675-3938


English, French


Queen's University - Honours Bachelor of Commerce, CFA - Chartered Financial Analyst


Rotary Club of Sault Ste. Marie, Walk to Make Cystic Fibrosis History, Sault Ste. Marie Chamber of Commerce

We're redefining private wealth management.

At TD Wealth Private Wealth Management, we believe in taking the time to discover what truly matters to you.  You'll have access to a team of the most integrated specialists in the industry who will get to know what's important to you before getting to your numbers.  It's private wealth management redefined, brought to you by one of the largest private wealth service providers in Canada.


You have questions, I have answers. Let's have a quick chat.

Market Commentary

Build your understanding of investment concepts and stay current with ongoing market trends. Choose from a variety of helpful daily, monthly, and quarterly newsletters and resources.

Money Talk

Cut out the noise.
Hear what matters.
Watch our top story now

U.S. economy: Signs of resilience help to ease recession worries

While markets brace for a possible U.S. recession, there are signs of optimism. Thomas Feltmate, Senior Economist at TD, tells Greg Bonnell that resilience in both employment and consumer spending may be indication of a less gloomy outlook than previously expected.

Money Talk Life

Life: your family, money, job, home -- we help you connect the dots.

Planning a winning RRIF strategy

If you're gearing up to retire in the next few years, you might start thinking about your various income sources. Converting your Registered Retirement Savings Plan (RRSP) to a Registered Retirement Income Fund (RRIF) is just one part of the retirement planning puzzle. Georgia Swan, Tax and Estate Planner with TD Wealth, speaks with Greg Bonnell about what to consider when drawing down your RRIF.

TD Economics

The analysis covers the globe, with emphasis on Canada, the United States, Europe and Asia

Monthly Perspectives: Institution Evolution

If you’re looking for proof of resilience and adaptability in the face of historic change, look no further than the TD Wealth Annual Investment Strategy Conference.

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