Michael Stone

Michael Stone

Investment Advisor

CFA®

B. Comm (Hons)

Working together to help you achieve what truly matters to you

Phone

Office

(705) 942-3452

Mobile

(705) 989-9432

Office Location

44 Great Northern Rd. Unit 5A Sault Ste. Marie, ON P6B 4Y5. map

Born and raised in Sault Ste. Marie, I have worked in the banking industry since 2007. After receiving an Honours Bachelor of Commerce (Finance) from Queen's University, I spent the first eight years of my finance career on Bay Street in Toronto, and other areas of Southern Ontario. During this time I gained invaluable experience leading multi-bank syndicated deal structures ranging from $100 million to over $1 billion. Since moving back to Northern Ontario with my family, I have transitioned my career from a corporate environment to working with high net-worth clients in Sault Ste. Marie and throughout Ontario. I use the expertise I developed from working with CEOs and CFOs of major public and private corporations to bring a higher level of professionalism and business knowledge to service the needs of my clients, who include:

  • High Net-Worth Families
  • Business Owners
  • Professionals (Doctors, Dentists, Lawyers, Accountants)
  • Professional Corporations

Certificates

CFA®

B. Comm (Hons)

Languages

English

French

Education

Queen's University - Honours Bachelor of Commerce

Community Involvement

Rotary Club of Sault Ste. Marie

My Investment Philosophy

My primary goal is to protect your hard earned wealth while growing it responsibly. Understanding and mitigating risk is a cornerstone to my clients' personal wealth solutions. I want my clients to enjoy their wealth without worry about what is happening in the financial markets. We strive to accomplish this by creating investment solutions that place an emphasis on protecting clients' assets in falling markets while still participating in higher returns when the markets are performing well. As my client you can expect:

  • Ongoing Discovery
  • Timely Reporting
  • Comprehensive portfolio reviews tailored to you
  • A transparent approach to fees
  • Advice and solutions supported by a team of TD Specialists

Helping achieve what truly matters to you and your family.

Our wealth solutions focus on four key areas in order to ensure you receive a personalized wealth plan you can feel confident in. 
 
Build net worth: We can help you build your net worth by developing effective strategies and investment solutions that align to your needs, even as they evolve. 
 
Protect what matters: By leveraging the expertise of TD specialists, we can integrate strategies to help you protect what matters to you most at every life stage. 
 
Implement tax-efficient strategies: We can work with you to help create and structure your accounts to help reduce tax exposure while keeping income available for when you need it. 
 
Leave a legacy: Your legacy is important to us. We’ll help you create a plan that provides for your top priorities and optimizes the transfer of your wealth. 

Our Services

Your goals are our priority so when you work with us, you have access to experienced professionals across all our products and services. Whether you need answers about wealth strategies, retirement planning or transfer of wealth, we're here to help.

What We Do

What to expect when working with us

Initial Discovery

Our in-depth discovery process focuses on understanding your priorities and goals in order to better support them.

Seamless Onboarding

We will help you transfer funds and structure your investment portfolio through step-by-step onboarding.

Proactive Reviews

Get curated insights, timely updates, and regular reviews of progress towards your goals and adjust as your needs evolve.

Polly – Moving forward with the right financial plan

Empowering Polly to achieve financial success

When Polly moved to Canada, she was determined to build a great life for her family. Years of hard work and resilience paved the way for success, but when faced with the unthinkable, Polly was left to start again, leaving her with feelings of uncertainty. Find out how with the help of her TD Wealth advisor and a personalized financial plan Polly was able to take charge of her family’s financial future.

Nick & Justina – Business owners teaming up with TD Wealth

Putting finances into perspective

As small business owners, Nick and Justina make a powerhouse team, supporting each other through ups and downs. As parents, they worry about how potential challenges with the business could impact their family’s future. Nick and Justina teamed up with their TD Wealth advisor to build a personalized financial plan. With a plan in place, they finally saw that achieving their family’s goals while maintaining the business was possible. Find out how the right financial advice helped give them a brighter view of life.

Tailored Solutions

Our solutions can help people meet their unique needs and make them feel more confident in their financial future.

Your unique goals

You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.

Market Commentary

Build your understanding of investment concepts and stay current with ongoing market trends. Choose from a variety of helpful daily, monthly, and quarterly newsletters and resources.

Article

Money Talk

Cut out the noise.
Hear what matters.
Watch our top story now

Article

Gearing up for 2024: Tax and rule changes coming in the new year

As 2023 draws to a close, there are some key changes coming that investors may want to prepare for, including an increase to the TFSA contribution limit for 2024 and adjustments to the Alternative Minimum Tax system. Nicole Ewing, Director, Tax and Estate Planning at TD Wealth, discusses what to expect with MoneyTalk’s Greg Bonnell.
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Article

TD Economics

The analysis covers the globe, with emphasis on Canada, the United States, Europe and Asia

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Monthly Perspectives: The Perfect Gift

Read the latest from our Wealth Investment Office

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Michael Craig on key investing themes to watch in 2024

As inflation trends lower, financial markets are betting that interest rate cuts may not be far behind. Michael Craig, Head of Asset Allocation at TD Asset Management, discusses the outlook for rates and markets in the year ahead with MoneyTalk’s Greg Bonnell.
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