The benefits of working with a discretionary Portfolio Manager include:
- Freedom to shift your focus to what matters to you by delegating the day-to-day investment decisions to a qualified, trusted investment professional
- A customized Investment Policy Statement (IPS) based on your objectives, comfort and financial situation. This document is at the core of the portfolio management process and will structure the framework, asset allocation and diversification of your portfolio
- We are free to invest in an open architecture framework, so we can determine the investment solutions that best serve your needs
- Discretionary investment authority means sudden opportunities and risks can be addressed swiftly
- Tax-conscious considerations are embedded in the portfolio management process
- Enhanced oversight - the TD Portfolio Management Review Committee oversees our Portfolio Managers and client accounts to ensure the highest standards of service and professional investment management within the Managed Portfolios Program
- We have access to a broad range of internal and external research and resources, allowing us to make sound investment decisions factoring in the financial and economic environment
- Potentially faster and more timely execution of trades
- Larger orders may have better pricing due to bulk trading
- Ongoing, top tier education requirements to maintain the Portfolio Manager designation
Only a select group of Investment Advisors earn the Portfolio Manager title and are qualified to offer discretionary investment management solutions. To work as a Portfolio Manager, an Investment Advisor must:
#1: Meet rigorous tenure and asset threshold requirements over and above those stated by the Canadian Investment Regulatory Organization (CIRO)
#2: Hold the Chartered Investment Manager (CIM®) or Chartered Financial Analyst® (CFA®) designation
#3: Have a proven track record that demonstrates the skills, discipline and experience required to meet the high standards set by TD Wealth Private Investment Advice
As part of the Privately Managed Portfolio Program, we will:
- Work with you to understand your financial circumstances
- Develop a personal Investment Policy Statement (IPS) to summarize and document your investment goals
- Implement investment strategies to help you meet those goals
- Measure and monitor your portfolio on an ongoing basis
- Rebalance your portfolio as necessary
- Keep you informed of your progress toward your financial goals