Orangeville
Our Approach

Maximizing your potential

Our goal is to help you maximize your wealth potential, while minimizing your exposure to risk. In practice this means dedicated tax-smart planning, a strategic approach to product fees and a laser focus on your progress at each stage. We are not limited to TD investment products and can access a wide range of offerings to find those best suited to your needs. We’re here to help you make the most of your wealth – and we do it with purpose, precision and personal support.

Tax-smart strategies

At Willoughby Wealth management, we specialize in developing custom-made tax-smart strategies to help enhance and protect your wealth. We manage your investments and your retirement income carefully, with tax mitigation top of mind.

Customized tax management
  • Maximizing use of registered accounts
  • Reviewing income tax returns to understand how your income is being taxed
  • Monitoring income-splitting opportunities
  • Tax-efficient portfolio decisions
  • Analyzing capital gains/losses
  • RRSP & RIF drawdown strategies
  • Using capital dividend accounts for tax-free withdrawals
  • Capital gains exemptions

"We aim to optimize your returns and streamline the complexities of financial planning."

Goals based planning

Our wealth solutions focus on four key areas in order to ensure you receive a personalized wealth plan you can feel confident in.

Build net worth: We can help you build your net worth by developing effective strategies and investment solutions that align to your needs, even as they evolve.

Protect what matters: By leveraging the expertise of TD specialists, we can integrate strategies to help you protect what matters to you most at every life stage.

Implement tax-efficient strategies: We can work with you to help create and structure your accounts to help reduce tax exposure while keeping income available for when you need it.

Leave a legacy: Your legacy is important to us. We’ll help you create a plan that provides for your top priorities and optimizes the transfer of your wealth.