Newsletters
Happy 2025! We hope that your holiday season was busy in the best way, and that you’re facing a new year with fresh perspectives, a clean slate or a renewed sense of purpose. RRSP season is now upon us — a reminder of the importance of building wealth for the future. An article on page 3 suggests many of us can make better use of tax-advantaged accounts.
It continues to be our privilege to support your wealth management. Wishing you and your loved ones the best for the year to come, and always
This past year has been quite interesting, and much better than investors had expected entering 2024. At this time last year, we were still adjusting to a major shift in expectations. Recall that investors had been anticipating an economic slowdown and a major rate-cutting cycle as early as 2023, but as U.S. economic data continued to surprise to the upside, forecasters began pushing those expectations into the future. By late 2023, however, it was becoming quite clear that the U.S. economy — and particularly the U.S. consumer — was much more resilient than many had expected. Corporate earnings were stronger than expected, and the Fed managed to hold off on its first rate cut until September 2024.
Following two difficult years, the need for giving continues to grow, in Canada and across the world. For those who would like to make philanthropy a part of their legacy, here are seven key considerations (and surprising tax benefits) you should be aware of.
Stepfamilies are common, but planning for who gets what after you die is anything but routine. When families come together, each with their own possessions, ensuring your assets go where you want is key.
Many people know at least a little about RRSPs. But what about RRIFs? If you’re in or nearing retirement, are you ready to begin the big conversion? Here’s a quick guide to the world of RRIFs.