CMB Wealth Management, Conseiller en placement,Kelowna, BC

CMB Wealth Management

We believe that effective wealth strategies are built on a foundation of trust, knowledge and experience. We appreciate the time and hard work that has gone into creating your wealth and we know how important strong, proactive financial leadership is in helping to ensure that you continue to reach your goals – particularly as your wealth landscape becomes more complex.

Our fully customized wealth solutions are developed through a comprehensive process rooted in an in-depth understanding of your evolving needs and directed by our years of diversified experience helping high-net-worth families, professionals, active business owners, retirees and institutions grow, protect and transition wealth.

By integrating the various aspects of your financial life into a single, achievable strategy, we aim to simplify your current situation as we take the steps necessary to help you realize your future objectives.

Our Services

Your goals are our priority so when you work with us, you have access to experienced professionals across all our products and services. Whether you need answers about wealth strategies, retirement planning or transfer of wealth, we're here to help.

Tabs Menu: to navigate this menu, press tab and use the left & right arrow keys to change tabs. Press tab to go into the content. Shift-tab to return to the tabs.

Investment Planning
Transfer of Wealth
Will and Estate Planning
Retirement Planning

What We Do

What to expect when working with us

Initial Discovery

Our in-depth discovery process focuses on understanding your priorities and goals in order to better support them.

Seamless Onboarding

We will help you transfer funds and structure your investment portfolio through step-by-step onboarding.

Proactive Reviews

Get curated insights, timely updates, and regular reviews of progress towards your goals and adjust as your needs evolve.

Achieve what truly matters to you

We offer wealth and investment management solutions to a select group of clients. Our specialists have extensive experience working with high-net-worth and ultra-high-net-worth Canadian individuals and families and we understand their distinct needs. We also understand that one size doesn't fit all, and that personalizing your wealth strategy involves taking the time to really get to know you and your vision for the future.

Tailored Solutions

Our solutions can help people meet their unique needs and make them feel more confident in their financial future.

Retirement Planning

Retirement is a goal that nearly everyone strives for. However, many have not fully thought through what their retirement will actually look like from a financial perspective. We can help with this.

Estimating what you will need during retirement will involve a blend of personal reflection and number-crunching. If you’re between five to ten years away from retirement, now is the time to sit down with us and review your planning. We can help you estimate your spending and withdrawal patterns over the span of your retirement as well as facilitate your switch from asset accumulation to asset utilization, if applicable. It’s important to look at constructing a flexible, tax-efficient cash flow to pay your fixed expenses, while having a clear sense of your discretionary spending.

Investment Planning

Investment planning is one of our key strengths and the cornerstone of every wealth strategy

We draw on the expertise of a variety of TD investment professionals and risk management specialists who provide our team with economic and market research. This research helps us not only manage your portfolio, but also identify the opportunities that lie in market shifts as they occur.

At TD Wealth, you will have access to diversified and risk-balanced investment choices that aim to take intelligent advantage of market opportunities.

Retirees / Pre-retirees

Multi-Generational Family

Your unique goals

You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.

Let's Connect

Research and Insights From The Wealth Investment Office

Staying on top of financial markets is important for making investment decisions. Check out our latest commentary and analysis.

The Year Ahead: 2026 | Market Insights

In every direction, the investment landscape is being pulled out of the laboratory and into the real economy. Either the economy proves to be resilient and earnings will benefit, or the economy will stagnate and investors will lose their patience with hyped-up promises. Either way, the coming year will tell the story. It’s like we’re all riding on a jet plane without a clear idea of where we’re headed, but the aircraft has now begun its descent, and the proverbial rubber is about to hit the tarmac. Touchdown.

As always, the important thing is not to predict the correct outcome, but to hold a portfolio that can withstand any outcome — one diversified by risk factor and by traditional asset class, as well as incorporating a broad spectrum of alternatives.

Read on to see how we will be framing the year ahead as we utilize our Wealth Strategy Process to guide and manage portfolios in 2026.

Monthly Perspectives | Oil Shock Meets AI Boom | May 2026

The blockade of the Strait of Hormuz has disrupted approximately 13% of the global oil supply, causing a jump in the price of fuels and other oil derivative products, which will impact consumer spending and economic growth worldwide.
Equity markets have remained resilient, supported by other economic drivers, such as AI investment and accelerating manufacturing activity.
Conventional energy producers outside the Gulf benefit from higher prices, although the crisis also accelerates the shift toward renewable energy and electric vehicles in energy-importing countries.
The conflict is creating winners and losers across sectors, highlighting the importance of a diversified portfolio and active management to capitalize on sectoral shifts and market volatility.

Monthly Perspectives | The Mast | June 2026

Like Odysseus before the Sirens, investors face forces that can overwhelm reason. The key is building a structure before emotion takes over.

The most important investment decisions rarely come from the forces themselves. They come
from our responses to them.