Planning for the Future

Your Financial Picture

Together we'll review your financial picture to develop strategies to help grow your net worth and assets.

Transfer of Wealth

We understand that it may be a complicated process. That’s why we’re here to help. In collaboration with TD estate and trust specialists, we can work with you to develop a customized, multi-faceted strategy to help you protect your family’s wealth as you prepare for the future. We can assist with formalizing your business succession strategy and identifying strategies to help minimize future estate taxes.
 

Will and Estate Planning

TD Wealth specialists work with your family and, when required, tax and legal advisors, to answer questions about:
• Wills, trusts, and estates
• Executor and trustee services
• Strategies to balance your priorities and charitable goals

Retirees/Pre-retirees

When you think about your retirement, what do you see for yourself? Do you see yourself traveling the world? Relaxing in nature up at your family cottage? Volunteering for a charity or organization you hold dear? Whatever your vision for retirement may be, we can help you plan for it.

Your Unique Goals

Our integrated approach is built on years of experience. We work closely with you to identify your unique goals and lifestyle needs before creating a comprehensive detailed wealth strategy designed to help you achieve your short- and long-term goals as they evolve over time. TD Wealth’s discovery process harnesses the cutting-edge field of behavioural finance, which we use to understand your wealth personality and what influences your wealth decisions – including your financial blind spots.

How We Can Help

Estate and Will planning can be a complicated topic to discuss. Supported by a team of specialists, we can help you with a variety of services to make your future more certain. Some of those services include:

Wills

A will is a legal document detailing who gets your assets, custody of minor children and who you've appointed to carry out your wishes.

Power of Attorney (POA)

A POA is a binding document giving a corporation or someone the legal right to make financial and/or medical decisions on your behalf. 

Trusts

A trust is a legal arrangement appointing a trustee to manage assets on behalf of beneficiaries.

Business Succession Planning

A business succession plan is a strategy for passing control or ownership of your business to someone else.

Charitable Giving

Charitable giving is donating to a cause you believe in, and you can use your estate plan to help fulfill your philanthropic goals.

Executor Services

Executor services, offered by TD Wealth Private Trust, can help in carrying out someone's final wishes as described in their will.

Interesting articles to explore

Things to consider if you are expecting an inheritance

Getting an inheritance? Don't be caught off guard. Find out how you can prepare for it.

Reasons why you shouldn't put off writing a will

Want to dictate the fate of your assets? Read why you shouldn't put off writing a will.

Passing on your wealth

Review 9 practical steps to start making your estate plan.

An estate plan can help to safeguard your property and ensure ownership gets passed to the people or organizations you care about. Will and estate planning can also help to reduce the burden placed on loved ones, especially during a difficult time. 

While there are no estate taxes in Canada, there is often a sizeable tax liability when someone passes away that many do not adequately plan or account for. To ensure your beneficiaries receive the full value of your intended gifts and inheritances, put the proper plans in place to defer or reduce any taxes owing where possible, or consider additional strategies. 

A will is a legal document detailing who gets your assets, custody of minor children and who you've appointed to carry out your wishes. 

To have an effective will, you'll need to include the right instructions. You'll want to ensure you name an executor, assign powers of attorney, and decide how often you want to review and update it. We don't recommend creating your will yourself; we suggest you connect with us so our specialists can help guide you.

If you die without a will, provincial law decides what happens to your assets and who gets custody of your minor children – which may not reflect your wishes. Also, your loved ones could spend a long time going through probate, which can sometimes be very costly. 

Your unique goals

You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.

Let's Connect