Tim Roscoe, CIM®, CFP®, FCSI®
Senior Portfolio Manager
Senior Investment Advisor
Office: (905) 704-1083
Email: tim.roscoe@td.com
With decades of experience, Tim has been proudly advising Niagara families for most of his 20+ year career with TD. He joined TD Wealth Private Investment Advice as an Investment Advisor in 2007, following his tenure as a Financial Planner serving Port Colborne and surrounding areas. Tim graduated from Brock University with an Honours Bachelor of Business Administration degree, specializing in Finance. It was during his third year at Brock University that a pivotal course—FNCE 3P95—sparked his passion for personal financial planning and ultimately shaped his career path. Years later, Tim returned to Brock to teach that same course for six years, where he had the opportunity to inspire and mentor future professionals. Tim continues to hear from former students who share how the course positively impacted their lives, just as it did for him.
Since graduation, he has remained committed to professional development through the Canadian Securities Institute, earning multiple designations including the Chartered Investment Manager (CIM®), Certified Financial Planner (CFP®), and Fellow of the Canadian Securities Institute (FCSI®). His CIM® designation enabled his transition to Portfolio Manager, and he has since managed discretionary investment portfolios for High-Net-Worth families.
As a Portfolio Manager, Tim understands the unique needs of individuals and families. He offers investment solutions backed by the same institutional-grade rigor TD Asset Management Inc. applies to pension funds and foundations. Tim is dedicated to building relationships based on trust and confidence and provides clients with access to a broad network of TD specialists.
Outside the office, Tim enjoys spending quality time with his wife Agnes and their two children—Ella, a competitive dancer, and Cole, a competitive swimmer. He’s often found cheering them on at the dance studio or pool. Tim is a member of the St. Catharines Golf and Country Club, where he takes advantage of the summer golf season and winter curling season. When their busy schedules allow, Tim and his family love traveling and are always planning their next cruise adventure.
Matthew Harpwood
Investment Advisor
Matt has been an Investment Advisor with TD Wealth Private Investment Advice since 2021. Prior to this role, he spent eight years as a Financial Planner within TD Wealth Financial Planning, where he developed a deep passion for wealth planning. It was during this time that Matt and Tim Roscoe connected professionally, with Tim encouraging Matt to join the Align Private Wealth Management team.
As an Investment Advisor, Matt is dedicated to helping clients preserve and grow their wealth through tailored investment solutions. Matt's approach is grounded in delivering exceptional client experiences and leveraging innovative financial strategies. Matt provides proactive, personalized advice and works closely with clients to make informed decisions that align with their financial goals.
Matt holds an Honours Bachelor of Business Administration degree with a concentration in Finance from Brock University. During his time at Brock University, he was a member of the men’s varsity hockey team. Prior to that, he also played three seasons in the Ontario Hockey League (OHL) with the Kitchener Rangers and the Mississauga IceDogs. This experience led to an exciting opportunity to join Team Lørenskog IK as a goaltender in the Norwegian Professional Hockey League after finishing university. He spent a year living abroad before returning home to begin his career at TD.
Matt and his wife, Diana, have two boys, Grayson and Sawyer. He has passed his love for hockey down to his children, who are often found at the arena. Matt enjoys supporting his sons' hockey teams in the winter and their soccer teams in the summer. When time allows, Matt enjoys playing a round of golf at his local golf club, Lookout Point, and has the whole family enrolled in lessons.
Nino Fasulo
Associate Investment Advisor
Nino joined our Align Private Wealth Management team as an Associate Investment Advisor in May of 2023. Prior to this, he spent 4 years in TD Wealth Financial Planning at the St. Catharines TD Branch, where he built a strong foundation in client-focused financial services. Nino originally graduated from the Business Administration program at Charleston Southern University in South Carolina and went on to obtain his Masters from Niagara University which led him to teach for 6 years. It was during his time in education that he discovered a passion for helping others achieve their goals, ultimately inspiring his transition into wealth planning. Now with 10 years of experience in the financial industry, Nino remains grateful for his time as an educator and confident in the career change he made.
Nino provides dedicated support by executing team strategies for investment solutions, client engagement and business development. He focuses on new client acquisition through our discovery and planning process and provides recommended solutions based on the investment philosophy of our team. He also leverages our wealth planning expertise to create goals based investment plans for prospective clients and existing clients as well as implementing and monitoring our investment management process.
Born and raised in Niagara, Nino now resides in Thorold with his wife, Vita, and their daughter, Catalina. Nino enjoys watching and playing all sports, primarily baseball. He was a pitcher during his time at Charleston Southern University and went on to play nine seasons of semi-professional baseball in the Intercounty Baseball League. Today, Nino enjoys spending evenings at the volleyball court, cheering on Catalina as she competes at a high level. He remains active in the community, supporting clubs and organizations across the Niagara Region. His current roles include serving as committee member with Big Brothers Big Sisters of Niagara, volunteering with the Niagara District Baseball Association, and being a member of the Niagara-on-the-Lake Tennis Club.
Rachel Brioux
Client Relationship Associate
Rachel has been a Client Relationship Associate with TD Wealth Private Investment Advice since November of 2024. She originally joined the team in 2021 as a Client Service Associate, following her start with TD at the St. Catharines branch in 2019. Rachel holds an Honours Double Major in Applied Mathematics and Economics from Western University. Her analytical background and client-focused mindset make her an asset to the team. Rachel is committed to her professional development through the Canadian Securities Institute and is working towards obtaining her Certified Financial Planner (CFP®) designation.
In her current role, Rachel provides dedicated business and relationship management support, helping the team deliver exceptional client experiences. She plays an integral role in developing personalized wealth plans through a disciplined discovery approach, participates in client meetings, and leads the team’s marketing strategy. Rachel also oversees the coordination of educational seminars and client events.
Outside of work, Rachel is an avid traveler and adventure seeker with a passion for the outdoors. She always has her next trip planned and enjoys discovering new destinations. Rachel has a deep appreciation for live music and is always discovering new bands and seeking out concerts to attend. In the winter months, she proudly supports her favourite team—the Buffalo Bills.
Christa Kolchew
Client Service Associate
Christa has been a Client Service Associate with TD Wealth Private Investment Advice since 2005. Prior to joining TD, Christa built her experience at CIBC Wood Gundy. She holds an Honours Bachelor of Business Administration degree from Brock University.
Christa brings a wealth of knowledge to the role and is widely recognized as the go-to resource across our office as she is relied upon for her expertise, problem-solving skills, and support. As a Client Service Associate, Christa provides dedicated administrative and specialized support to our clients and team members. She serves as a primary contact for account administration and day-to-day client inquiries, ensuring that every interaction is handled with courtesy, discretion, and professionalism. Christa is committed to delivering exceptional client experiences and consistently upholds the highest standards of service.
Outside the office, Christa enjoys spending time with her husband, Sonny, and their two children, Michael and Amber. Christa and her family share a passion for pool and can often be found at the pool hall.
Laurie Fryers
Client Service Associate
Laurie joined our team as a Client Service Associate in 2022. Prior to this, Laurie held various positions at TD Canada Trust where she began her career in 2008. Laurie graduated from the University of Waterloo with an Honours Bachelor of Science in Biochemistry.
Laurie brings a wealth of experience from her time at TD Canada Trust, allowing her to support our clients with efficiency and care. In her current role, Laurie provides dedicated administrative and specialized support to our clients and team members. She serves as a primary contact for account administration and day-to-day client inquiries, ensuring that every interaction is handled with courtesy, discretion, and professionalism. Laurie is committed to delivering exceptional client experience and consistently upholds the highest standards of service.
Outside the office, Laurie enjoys an active lifestyle with her husband, Stephen, and their two sons, Ben and Caden. During the summer months, she can often be found outdoors cycling, running, or training for her next Tough Mudder competition. When it’s time to unwind, Laurie finds joy in tending to her flower gardens, bringing them to life with care and precision.
Owen Mayhew
Client Service Associate
Owen is the most recent addition to our Align Private Wealth Management team, joining us in Spring 2025 as a Client Service Associate. He is currently completing his Bachelor of Business Administration degree at Brock University and enjoys applying his academic learning directly to his work.
In his role, Owen provides dedicated administrative and specialized support to both clients and team members. He serves as a primary contact for account administration and day-to-day client inquiries, ensuring that every interaction is handled with courtesy, discretion, and professionalism. Owen is committed to delivering exceptional client experience and consistently upholds the highest standards of service.
Outside of work and studies, Owen enjoys spending time up north by the lake with his friends and family. He can be found playing hockey during the winter months and golf throughout the summer.
Additional TD Specialists
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Tax and Estate Planner
Estate Planning Advisor
High Net Worth Planner
Executive Trust Officer
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Business Succession Advisor
Vice President, Philanthropic Advisory Services
TD Wealth Private Banking
Achieve more when you work with professionals who understand your goals and can help you reach them. Our Private Bankers provide support with your banking needs while connecting you with the right TD specialists to manage your wealth management needs, so you can focus on other priorities.
