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As we head into another year, the classic question feels as relevant as ever: is the glass half full or half empty?
“Up North: On Top — Life in Canada, Home of the World’s Most Affluent Middle Class.”— New York Times, April 30, 2014. This was the headline just a decade ago. The American middle class,
“long the most affluent in the world...lost that distinction.”. The new leader? Canada — then seen as a model for the rest of the world.
"Change is inevitable..."
The world of investing has never been a stranger to change.
As the saying goes, “the pessimist sees difficulty in every opportunity. The optimist sees opportunity in every difficulty.” After a difficult year in the financial markets, we may all benefit from a dose of optimism as we enter 2023.
Trending Articles
Stay informed and enhance your investment knowledge with our curated articles on the latest news, strategies and insights.
Estate planning misconceptions: Why a Will may not be enough
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Estate planning misconceptions: Why a Will may not be enough
Estate planning is often thought of as simply having a Will in place for the end of life. But Mindi Banach, Tax and Estate Planner at TD Wealth, says an estate plan can do much more: it can help create a plan for your loved ones and clarify the legacy you want to leave behind. She also shared what to consider when getting started.
Cottage succession: How to pass on a legacy and not potential complications
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Cottage succession: How to pass on a legacy and not potential complications
A cottage can be a meaningful legacy, but passing it on raises key questions around ownership and logistics. Nicole Ewing, Principal, Wealth Planning Office, TD Wealth says early conversations on taxes, usage and shared responsibilities are important along with understanding fair market value, adjusted cost base and family intentions.
Health-care costs?
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Health-care costs?
You planned for retirement. Did you also plan for health-care costs? Some health-care expenses may not be covered in retirement. Here’s how to think about those costs before they affect your plan.