Meet The Team
Associate Portfolio Manager
Senior Investment Advisor
FMA
CIM®
CFP®
Robert Sager has been in the wealth management business for nearly 25 years. He has an Honours Degree in Economics from Wilfrid Laurier University and holds the Certified Financial Planner (CFP®) and Chartered Investment Manager (CIM®) designations.
Born and raised in Kitchener-Waterloo, Rob’s conservative approach to capital preservation took root early in his career, as the tech bubble burst and he experienced first-hand how economic and market uncertainty impacts investors.
Rob works closely with Blair Fingland, leading the team and building prudent, tax-efficient portfolios for high-net-worth families and individuals. He believes that his analytical and technical skills resonate well with business owners, professionals and complex, intergenerational families. Rob also works with Heidi Yandt on broad-based wealth planning strategies to help clients achieve their estate-planning goals and minimize their tax liabilities.
Prior to joining TD in 2004, Rob held roles with Mutual Life, Merrill Lynch Canada, CIBC Wood Gundy and CT Financial Assurance.
Rob lives in the KW area with his wife Erika and their three young sons. As a family, they love to travel and enjoy an active lifestyle in the community.
Associate Portfolio Manager
Senior Investment Advisor
CFP®
CIM®
Heidi Yandt began her career with TD in 2006 and has been providing financial advice to investors in the Kitchener-Waterloo area for more than a decade. She has completed a three year diploma in Financial Planning and holds the Certified Financial Planner (CFP®) designation.
Drawing on her extensive wealth planning experience, Heidi builds and maintains strong client relationships based on trust, transparency and clear communication. Heidi works with Robert Sager and Blair Fingland to create customized, comprehensive wealth strategies to help clients fulfill their unique financial vision.
Heidi takes the time to understand each client's situation before creating the roadmap which can help them to achieve their financial goals. She combines her experience and skills with the team and the breadth of resources available through TD, in order to meet her goal of providing an exceptional client experience.
Warm and approachable, Heidi believes that managing wealth is much more than managing money, which is why she takes a holistic approach focused on personalized, professional advice. Whether transitioning into retirement, planning for a major purchase, protecting your assets or leaving a legacy, her big-picture view helps translate life goals into financial reality.
Heidi lives in Waterloo with her husband Nathan and young daughter Shelby and together they enjoy a busy, active lifestyle. Born and raised in the area, Heidi maintains deep ties to the community.
Associate Investment Advisor
Associate Investment Advisor
Client Service Associate
Client Service Associate
Client Service Associate
Client Service Associate
Client Service Associate
Client Service Associate
Manager Client Service
Manager Client Service
Additional TD Specialists
High Net Worth Planner
High Net Worth Planner
Your High Net Worth Planner of the Wealth Advisory Services team will work with you and your other professional advisors, when appropriate, to develop comprehensive wealth strategies based on a number of wealth considerations. Among them: creating retirement income streams, estate planning, business and insurance considerations, transitioning your business, accessing sophisticated credit solutions, tax planning and philanthropic planning.
Business Succession Advisor
Business Succession Advisor
Your experienced Business Succession Advisor of the Wealth Advisory Services team will work with you and your team of external advisors, including lawyers, accountants and business brokers, to help you maximize your business' value, and create and implement a plan for the smooth transfer of your business down the road.
Estate Planning Advisor
Estate Planning Advisor
Your experienced Estate Planning Advisor of the Wealth Advisory Services team will work with you to help you determine the form of coverage for all of your financial and non-financial assets in case of unforeseen events. The strategic use of life, disability, living benefits and annuity products can also help you preserve your wealth, sustain your business and minimize tax obligations.
