Phil Mikhail

Phil Mikhail

Associate Portfolio Manager

Senior Investment Advisor

CIM®

CFP®

CIWM

Working together to help you achieve what truly matters to you

Phone

Office

(905) 420-8201

Office Location

209 Dundas Street East 5th Floor Whitby, ON L1N 7H8. map

My passion has always been helping people with their financial well-being. 
I provide breadth of experience in the industry since 1998 with a focus on fostering strong client relationships and helping affluent and high net worth clients achieve their financial goals with confidence.  I will work with you one-on-one to build a holistic customized wealth plan.  My focus is on 4 major pillars:

  • Building your net worth
  • Tax efficient investing
  • Protecting what matters
  • Leaving a legacy

My team and I have access to many TD specialists in the field who will support you in formulating a plan and executing the recommendations. 

 Specializing in:
  •  Retirement Planning
  •  Investment Management
  •  Estate and legacy Planning
  •  Efficient tax strategies
  •  Education Planning
  •  Insurance Planning
  •  Business Succession Planning
Being part of a very close family, my passion of helping others started at a very early in my life. I hold an Honours Bachelors degree in Business and Economics from Brock University. I hold the Certified Financial Planner (CFP®), Chartered Investment Manager (CIM®), Financial Management Advisor (FMA), Certified International Wealth Manager (CIWM), and Certified Executor Advisor (CEA) designations offered by the Financial Planning Standards Council, Canadian Securities Institute and Canadian Institute of Certified Executor Advisors.

I served on the TD National Advisory Council.  I am a recipient of the Vision in Action Award, the highest honour awarded to TD employees who embody the leadership commitment and personify the best attributes of the TD framework.

At TD Wealth Private Investment Advice, we understand that making decisions that affect your life is a deeply personal experience.  We also appreciate the key that growing and preserving your wealth plays in helping you enjoy the life you want to lead.

That's why we take a unique approach to understanding you, your family and your values.  Using behavioural finance and our distinct discovery process, we'll help uncover what matters most to you, so we can build a strategy focused on helping you achieve your vision of success.

I live with my wife and 2 daughters. We enjoy travelling and outdoor activities.

Phone

Toll Free

1(877) 535-0553

Branch Phone

(905) 665-8583

Branch Fax

(905) 665-8029

Certificates

CIM®

CFP®

CIWM

Languages

English

Arabic

Community Involvement

Junior Achievement

Our Services

Your goals are our priority so when you work with us, you have access to experienced professionals across all our products and services. Whether you need answers about wealth strategies, retirement planning or transfer of wealth, we're here to help.

What We Do

What to expect when working with us

Initial Discovery

Our in-depth discovery process focuses on understanding your priorities and goals in order to better support them.

Seamless Onboarding

We will help you transfer funds and structure your investment portfolio through step-by-step onboarding.

Proactive Reviews

Get curated insights, timely updates, and regular reviews of progress towards your goals and adjust as your needs evolve.

Our Four Wealth Pillars are the foundation upon which we help clients achieve their vision of success. Our wealth solutions focus on these four key areas to help deliver a well-rounded wealth experience, one that is tailored to our clients.

Build Net Worth:  Developing effective strategies and investment solutions that align to our clients' evolving needs.

Protect What Matters:  Integrated strategies that prioritize and protect what matters most to our clients, at every life stage.

Implement Tax Efficient Strategies:  Structuring accounts to help reduce tax exposure while keeping income available for when our clients need it. 

Leave a legacy:  Part of building wealth is defining a legacy. This means providing for a client’s top priorities while optimizing the transfer of their wealth.

Retirement Planning

During the discovery process, we will discuss strategies to help you become retirement-ready by discussing questions like:
  • How much income is needed for the retirement you aspire to?
  • How can you save enough to fund your retirement?
  • How can you improve tax efficiency during retirement?
  • When should you start taking your government benefits?

Tailored Solutions

Our solutions can help people meet their unique needs and make them feel more confident in their financial future.

Your unique goals

You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.

Market Commentary

Build your understanding of investment concepts and stay current with ongoing market trends. Choose from a variety of helpful daily, monthly, and quarterly newsletters and resources.

Article

TD Economics

The analysis covers the globe, with emphasis on Canada, the United States, Europe and Asia

Article

Money Talk

Cut out the noise.
Hear what matters.
Watch our top story now

Article

Gearing up for 2024: Tax and rule changes coming in the new year

As 2023 draws to a close, there are some key changes coming that investors may want to prepare for, including an increase to the TFSA contribution limit for 2024 and adjustments to the Alternative Minimum Tax system. Nicole Ewing, Director, Tax and Estate Planning at TD Wealth, discusses what to expect with MoneyTalk’s Greg Bonnell.
Print Transcript

Mortgage-free! Making the most of this money milestone

Article

Mortgage-free! Making the most of this money milestone

You’ve paid off your mortgage. Congratulations! It's a big deal. Now what? Georgia Swan, Tax and Estate Planner, TD Wealth, joins Kim Parlee to talk about some key considerations as you pivot your financial plan to gain ground on other important goals, including retirement, helping your children or finally buying a vacation property.

PDF

Monthly Perspectives: The Perfect Gift

Read the latest from our Wealth Investment Office

Article

Michael Craig on key investing themes to watch in 2024

As inflation trends lower, financial markets are betting that interest rate cuts may not be far behind. Michael Craig, Head of Asset Allocation at TD Asset Management, discusses the outlook for rates and markets in the year ahead with MoneyTalk’s Greg Bonnell.
Print Transcript