Time management is one of the biggest challenges our clients face. Our objective is to give each client the reassurance that our team is taking some of this burden off of their shoulders through a practiced, well-structured process to manage the complexities of their wealth.
Step 1: Understanding
Our early meetings tend to be introspective – we want you to consider your deepest priorities, and we take the time to understand your needs and aspirations.
Step 2: Confirmation
We summarize our understanding of your financial priorities to ensure you’re in agreement. Over time this profile will evolve alongside your personal and family priorities, and we’ll use it to explore ideas and strategies for your wealth.
Step 3: Determine Solutions
Our experienced team works together with TD specialists to develop a personal strategy that is designed to help you meet your specific goals. We also involve your existing professional relationships, such as lawyers and accountants.
Step 4: Present Solutions
Our team builds and presents a full, written financial plan that incorporates your Investment Policy Statement, detailed cash flow projections, recommended strategies and an action plan for implementation.
Step 5: Implement Solutions
We work with you to put your strategy into action. This involves communication with you, your spouse and any other family members or stakeholders you’d like to include in the process.
Step 6: Ongoing Management and Review
We manage your portfolio and financial plan actively. We discuss updates when changing circumstances create new opportunities and we host at least one in-person meeting with you per year, after which we provide a written summary to help keep everyone on the same page.