Working together every step of the way
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Focus on what you do best – running your business – with help from my team and I who understand the complexities and the unique challenges you may face. Catering to the needs of business owners and entrepreneurs, our team of specialists can help simplify your finances and create a robust wealth plan.
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Individual Pension Plans
Who might consider this? Executives with high incomes and small business owners.
High income earners may find at some point in their career that Registered Retirement Savings Plans (RRSPs) may leave too much wealth exposed to tax. An alternative solution is an Individual Pension Plan (IPP), a registered and defined benefit pension plan that a company can structure for their executives. A small business owner may also benefit from an IPP although to qualify they must pay themselves a salary.
An IPP can create more contribution room over and above RRSPs, and contribution room can significantly rise from there until age 65.
High income earners may find at some point in their career that Registered Retirement Savings Plans (RRSPs) may leave too much wealth exposed to tax. An alternative solution is an Individual Pension Plan (IPP), a registered and defined benefit pension plan that a company can structure for their executives. A small business owner may also benefit from an IPP although to qualify they must pay themselves a salary.
An IPP can create more contribution room over and above RRSPs, and contribution room can significantly rise from there until age 65.
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Exit Planning
Moving on from a business you've created and nurtured can be very difficult. You want to know it will get the same attention you've put into it, if not more. You can expect us to:
Help create a succession plan that outlines your expectation for the continuity of your business.
Recommend strategies for reducing your tax burden, enhancing the value of your business, and growing your wealth.
Help create a succession plan that outlines your expectation for the continuity of your business.
Recommend strategies for reducing your tax burden, enhancing the value of your business, and growing your wealth.
Diversity and inclusion matter to us
Bring your whole self to your business, we have customized banking solutions for you.
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LGBTQ2+ Business Owners
TD supports LGBTQ2+ business owners and customers nationwide through a variety of inclusive policies, communications, development programs and initiatives.
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Black Entrepreneurs
We can offer banking solutions that fit your needs. Share your priorities with us, and let's plan your financial journey together.
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Small Business Banking
Discover credit solutions that fit your industry-specific banking needs.