Business Owners

Working together every step of the way

Focus on what you do best – running your business – with help from my team and I who understand the complexities and the unique challenges you may face. Catering to the needs of business owners and entrepreneurs, our team of specialists can help simplify your finances and create a robust wealth plan.

Achieve your vision through a tailored wealth plan

The business and wealth strategies we can create include:

Tax Planning

We can create a personalized wealth strategy to help improve your tax efficiency and keep income available as you need it.

Credit Solutions

Get help with challenging transactions. We will share tactics for managing cash flow and discuss  recommended credit options.

Investment Management

Diversify your investments and grow your net worth to help optimize cash flow, maximize returns, and invest tax-efficiently.

Individual Pension Plans

Who might consider this? Executives with high incomes and small business owners.

High income earners may find at some point in their career that Registered Retirement Savings Plans (RRSPs) may leave too much wealth exposed to tax. An alternative solution is an Individual Pension Plan (IPP), a registered and defined benefit pension plan that a company can structure for their executives. A small business owner may also benefit from an IPP although to qualify they must pay themselves a salary.

An IPP can create more contribution room over and above RRSPs, and contribution room can significantly rise from there until age 65.

Exit Planning

Moving on from a business you've created and nurtured can be very difficult. You want to know it will get the same attention you've put into it, if not more. You can expect us to:
Help create a succession plan that outlines your expectation for the continuity of your business.
Recommend strategies for reducing your tax burden, enhancing the value of your business, and growing your wealth.

Diversity and inclusion matter to us

Bring your whole self to your business, we have customized banking solutions for you.

LGBTQ2+ Business Owners

TD supports LGBTQ2+ business owners and customers nationwide through a variety of inclusive policies, communications, development programs and initiatives.

Black Entrepreneurs

We can offer banking solutions that fit your needs. Share your priorities with us, and let's plan your financial journey together.

Small Business Banking

Discover credit solutions that fit your industry-specific banking needs.