For many, a happy retirement is the ultimate life goal—a time to do all the things you've always wanted. Yet, the excitement of this new chapter can bring a touch of anxiety and hesitation because, let's face it, retirement is a significant life change.

We all have financial questions at one point or another. Are my finances in good shape? Will I have enough money for retirement? Whatever your personal situation is, it can be important to have a plan.

Retirement plans and income sources are more complex and diverse today. Here are five traditional retirement ideas that no longer make sense and some new ways to approach them.

Discretionary portfolio management is a form of investment management in which buy and sell
decisions are made by a Portfolio Manager for a client account. The term "discretionary" refers to the fact that investment decisions are made at the Portfolio Managers discretion.

The purpose of this paper is to outline the various fee structures charged within our industry, and to clearly explain the following:

1) How are fees charged?
2) How are advisors paid?

The purpose of this document is to offer some advanced commentary on CPP benefits.

Constructing an investment portfolio involves several client-specific considerations including factors such as investor risk tolerance, investment time horizon, account type, and individual tax status.

With so much discussion surrounding market uncertainty, one question I am often asked is what return should I expect from my portfolio?

A bond represents a loan agreement between an issuer (typically a business or government) and an investor.