Michael has more than 25 years of financial services experience with TD in Commercial lending, Risk management, Wealth Planning, Investment Advice, and Portfolio Management. Michael earned a Bachelor of Commerce in Agriculture Business at the University of Guelph and then spent a decade in commercial and agricultural lending at TD as Regional Manager for Agriculture and Credit Services and as a Commercial Account Manager. With the Chartered Professional Accountant (CPA, CMA) designation, Michael can provide an added depth of insight. Michael has also earned the Chartered Investment Manager designation. As a Portfolio Manager and Senior Investment Advisor, Michael works with high net worth families and businesses to provide customized and holistic solutions to help clients reach their wealth goals.