What We Do: A Unique & Tax-Efficient Approach

Unlike many advisors, Michael Marcovitz and his team specialize in helping you increase your after tax returns by designing tax-efficient wealth accumulation and retirement plans.

He does this by leveraging his unique prior training as a tax lawyer with a leading Canadian national law firm and his seniority as a Senior Investment Advisor of TD Wealth.

The reason this is important to you is that:

  1. The biggest cost of a portfolio is usually the tax bill.
  2. At the highest level of tax, every dollar saved is equivalent to more than two dollars earned.

Our job is to help you keep more by paying less tax. That’s why we specialize in helping you enhance your returns by paying less tax as an integral part of better achieving your goals.
At the same time, you benefit from the unparalleled breadth and depth of resources and specialists available to you at TD Bank Financial Group, including:


Financial & Retirement Planning  •  Will & Estate Planning Services  •  Retail, Commercial & Private Banking  •  Wealth Accumulation & Tax Minimization Strategies  •  Business Succession Advice  •  Retirement Income Optimization Strategies  •  Corporate Executor Services  •  Charitable Giving & Legacy Planning  •  Intergenerational Wealth Transfer  •  Tax-Efficient Insurance Strategies