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Michael Marcovitz

Senior Investment Advisor

  • MBA
  • LL.B.

It’s not about how much money you make. It’s about how much money you keep.

What We Do - A Unique & Tax-Efficient Approach

Read the latest President’s Club announcement.

Unlike many advisors, Michael Marcovitz and his team specialize in helping you increase your after tax returns by designing tax-efficient wealth accumulation and retirement plans.

He does this by leveraging his unique prior training as a tax lawyer with a leading Canadian national law firm and his seniority as a Senior Vice President of TD Wealth.

The reason this is important to you is that:

  1. The biggest cost of a portfolio is usually the tax bill.
  2. At the highest level of tax, every dollar saved is equivalent to more than two dollars earned.

Our job is to help you keep more by paying less tax. That’s why we specialize in helping you enhance your returns by paying less tax as an integral part of better achieving your goals.

At the same time, you benefit from the unparalleled breadth and depth of resources and specialists available to you at TD Bank Financial Group, including:

  • Financial & Retirement Planning
  • Will & Estate Planning Services
  • Retail, Commercial & Private Banking
  • Wealth Accumulation & Tax Minimization Strategies
  • Business Succession Advice
  • Retirement Income Optimization Strategies
  • Corporate Executor Services
  • Charitable Giving & Legacy Planning
  • Intergenerational Wealth Transfer
  • Tax-Efficient Insurance Strategies

Why It Works - A Proven Record of Success


Twenty-two years of experience and expertise helping clients achieve their financial goals and five years training as a tax and estate planning lawyer.


Thirteen consecutive year member of the President’s Club at TD – the firm’s highest and most exclusive level of recognition for professional excellence.


Access to TD’s vast breadth and depth of resources and specialists to cover all aspects of your current and future financial needs.


Doing what’s right for you by providing you with independent and objective advice and access to the leading third party investment solutions in Canada and around the world.


Supported by a dedicated team of five outstanding professionals to provide you with a higher level of advice and service.


Extended working hours (24/7), including evenings and weekends, to service you when and where it is most convenient for you.


Access to TD’s exclusive Black Card service which places you at the front of the line for priority service.

Who We Are - A Team of Seasoned Specialists

This past year, a dear client of ours was celebrating his birthday while battling a rare form of cancer.

In an effort to boost the client’s spirits, Michael had a special cake baked and drove up north to surprise him on his birthday. He celebrated with the client and his wife while singing “Happy Birthday” around their kitchen table.

Michael considers his clients an extension of his own family, and this is one of many examples that occur on a regular basis throughout the year that demonstrates the high level of care Michael brings to his client relationships.

Senior Vice President & Investment AdvisorPhoto of Michael Marcovitz

Michael specializes in creating advanced, tax efficient wealth accumulation and retirement income plans to help clients enjoy more of their wealth. He has 22 years of high net worth investment management experience enhanced by 5 years prior training as an estate and tax lawyer at a leading Canadian national law firm.

As a result of his clients’ achievements, Michael is a 13 year consecutive member of the President’s Club at TD, which is the firm’s highest level of recognition for outstanding achievement and professional excellence.

Fully bilingual, Michael excelled academically and completed his undergraduate studies in French at HEC Montreal, his MBA at the Schulich School of Business and law degrees at McGill University.

Outside of the office, Michael enjoys daily exercise and helping his wife Ariella run after their two adorable children.

Client Relationship AssociatePhoto of Jane Debski

Jane is an award winning licensed registered representative who has been an integral member of Michael’s team for nine years. Clients are effusive in their praise for Jane’s assistance and ability and refer to her as a “life saver”, “smart and efficient”, and “caring and compassionate” in describing her help over the years.

Jane works closely with clients in the management of their portfolios and is responsible for creating customized retirement plans, equity and fixed income research, client trades and account support. Jane won academic awards and completed her Bachelor of Commerce with a specialization in Finance at York University.

Client Service AssociateMichael Llanes

Michael is passionate about making clients feel special and takes care of their requests promptly and effectively. Michael began his career at another leading Canadian bank and quickly excelled at his job of servicing the complex needs of high net worth investors with attention to detail and care.

Michael is a fully licensed Investment Representative and completed his Bachelor of Commerce with a specialization in Finance in the nation’s capital at the University of Ottawa. He is continually seeking out new ways to add value to clients and is dedicated to providing clients with a higher level of advice and service.

Outside of the office, Michael enjoys physical activity, spending time with family, and attending social events.

Client Service AssociateJason Edmunds

As the longest tenured member of Michael’s team, Jason is beloved by clients for providing them with a warm and friendly reception and is a fully licensed Investment Representative with fifteen years of experience. Jason plays an important role in providing an exceptional client experience to our valued clients and provides regular updates to clients on their portfolios throughout the year.

Jason enjoys organizing the many fun and informative client appreciation events hosted by Michael’s team, including exclusive receptions with famous money managers, continuing education seminars and a variety of sporting events.

Here's the Proof - Testimonials From Our Clients

Michael and his team consider the judgement of our clients to be the ultimate test of our credibility and professionalism as investment and wealth advisors.

I’ve worked with many investment advisors over the course of my 88 years and you are the most trustworthy I’ve ever dealt with.

Murray Poizner, Client Since 2010

As of 10/25/2019

I’m incredibly grateful that you came into my life when you did and saved me from financial ruin from my old advisor.

Diane Gilbert, Client Since 2009

As of 10/25/2019

You entertained hundreds of people here last night and all the people I talked to only had praise for their dealings with you. Honesty and integrity are two words that come to mind when I think of Michael Marcovitz and in the financial field people like that are few and far between.

Rick Wigmore, Client Since 2008

As of 02/21/2019

May god bless you for the incredible care you’ve provided me and my family over the many years we’ve been a client.

Clark Kostik, Client Since 2008

As of 09/30/2019

I have 100% confidence and trust in you and in the way you have invested our life savings to afford us an enjoyable and secure retirement in the 12 years that we have been a client of yours.

John Rogers, Clients since 2005

As of 03/12/2019

In the 10 years that I have been a client you have always been there for me and my family.

Diana King, Client since 2009

As of 12/20/2018

I had no experience with investing prior to my husband’s early death. You not only helped me create an investment portfolio that will see me through my retirement, you’ve also taken the time to educate me about the markets and my overall strategy.

Ruth-Ann Weinberg, Client Since 2012

As of 08/11/2016

I know that I never need to worry about anything when it comes to your brilliant attention to every detail.

Meera Rai, Client Since 2010

As of 05/02/2019

Your customer service and advice are simply outstanding.

Bob Proctor, Client Since 2009

As of 05/15/2019

I greatly appreciate your hard work and diligence on my family’s behalf.

Tzila Schneid, Client Since 2004

As of 05/06/2019

Your entire team is absolutely first class which gives me a feeling of comfort and peace of mind.

Barry Darch, Client Since 2009

As of 10/03/2019

Before meeting you I was paying too much tax. You used your special knowledge as an investment advisor with a tax legal background to arrange my portfolio so that I paid much less tax and kept more in my pocket.

Gary Teicht, Client Since 2013

As of 12/09/2018

I trust him with my life’s savings.

Ariella Marcovitz (Michael's Wife), Client Since 2008

As of 10/22/2019

Unique experiences and past performances do not guarantee future results. Testimonials contained herein are unsolicited and may not be representative of the views of others. They have been reviewed and approved in writing for public use.

The Marcovitz Group is a part of TD Wealth Private Investment Advice, a division of TD Waterhouse Canada Inc. which is a subsidiary of The Toronto-Dominion Bank.


Fax: (416) 982-8624
Branch Office: (416) 982-6011
Branch Fax: (416) 308-6958


English, French


McGill University LL.B. B.C.L., York University M.B.A., H.E.C. Montreal B.Com.


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At TD Wealth Private Wealth Management, we believe in taking the time to discover what truly matters to you.  You'll have access to a team of the most integrated specialists in the industry who will get to know what's important to you before getting to your numbers.  It's private wealth management redefined, brought to you by one of the largest private wealth service providers in Canada.


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