Unlike many advisors, Michael Marcovitz and his team specialize in helping you increase your after tax returns by designing tax-efficient wealth accumulation and retirement plans.
He does this by leveraging his unique prior training as a tax lawyer with a leading Canadian national law firm and his seniority as a Senior Vice President of TD Wealth.
The reason this is important to you is that:
The biggest cost of a portfolio is usually the tax bill.
At the highest level of tax, every dollar saved is equivalent to more than two dollars earned.
Our job is to help you keep more by paying less tax. That’s why we specialize in helping you enhance your returns by paying less tax as an integral part of better achieving your goals.
At the same time, you benefit from the unparalleled breadth and depth of resources and specialists available to you at TD Bank Financial Group, including:
Financial & Retirement Planning
Will & Estate Planning Services
Retail, Commercial & Private Banking
Wealth Accumulation & Tax Minimization Strategies
Business Succession Advice
Retirement Income Optimization Strategies
Corporate Executor Services
Charitable Giving & Legacy Planning
Intergenerational Wealth Transfer
Tax-Efficient Insurance Strategies
1
Twenty-two years of experience and expertise helping clients achieve their financial goals and five years training as a tax and estate planning lawyer.
2
Thirteen consecutive year member of the President’s Club at TD – the firm’s highest and most exclusive level of recognition for professional excellence.
3
Access to TD’s vast breadth and depth of resources and specialists to cover all aspects of your current and future financial needs.
4
Doing what’s right for you by providing you with independent and objective advice and access to the leading third party investment solutions in Canada and around the world.
5
Supported by a dedicated team of five outstanding professionals to provide you with a higher level of advice and service.
6
Extended working hours (24/7), including evenings and weekends, to service you when and where it is most convenient for you.
7
Access to TD’s exclusive Black Card service which places you at the front of the line for priority service.
This past year, a dear client of ours was celebrating his birthday while battling a rare form of cancer.
In an effort to boost the client’s spirits, Michael had a special cake baked and drove up north to surprise him on his birthday. He celebrated with the client and his wife while singing “Happy Birthday” around their kitchen table.
Michael considers his clients an extension of his own family, and this is one of many examples that occur on a regular basis throughout the year that demonstrates the high level of care Michael brings to his client relationships.
Michael specializes in creating advanced, tax efficient wealth accumulation and retirement income plans to help clients enjoy more of their wealth. He has 22 years of high net worth investment management experience enhanced by 5 years prior training as an estate and tax lawyer at a leading Canadian national law firm.
As a result of his clients’ achievements, Michael is a 13 year consecutive member of the President’s Club at TD, which is the firm’s highest level of recognition for outstanding achievement and professional excellence.
Fully bilingual, Michael excelled academically and completed his undergraduate studies in French at HEC Montreal, his MBA at the Schulich School of Business and law degrees at McGill University.
Outside of the office, Michael enjoys daily exercise and helping his wife Ariella run after their two adorable children.
Jane is an award winning licensed registered representative who has been an integral member of Michael’s team for nine years. Clients are effusive in their praise for Jane’s assistance and ability and refer to her as a “life saver”, “smart and efficient”, and “caring and compassionate” in describing her help over the years.
Jane works closely with clients in the management of their portfolios and is responsible for creating customized retirement plans, equity and fixed income research, client trades and account support. Jane won academic awards and completed her Bachelor of Commerce with a specialization in Finance at York University.
Michael is passionate about making clients feel special and takes care of their requests promptly and effectively. Michael began his career at another leading Canadian bank and quickly excelled at his job of servicing the complex needs of high net worth investors with attention to detail and care.
Michael is a fully licensed Investment Representative and completed his Bachelor of Commerce with a specialization in Finance in the nation’s capital at the University of Ottawa. He is continually seeking out new ways to add value to clients and is dedicated to providing clients with a higher level of advice and service.
Outside of the office, Michael enjoys physical activity, spending time with family, and attending social events.
As the longest tenured member of Michael’s team, Jason is beloved by clients for providing them with a warm and friendly reception and is a fully licensed Investment Representative with fifteen years of experience. Jason plays an important role in providing an exceptional client experience to our valued clients and provides regular updates to clients on their portfolios throughout the year.
Jason enjoys organizing the many fun and informative client appreciation events hosted by Michael’s team, including exclusive receptions with famous money managers, continuing education seminars and a variety of sporting events.
Michael and his team consider the judgement of our clients to be the ultimate test of our credibility and professionalism as investment and wealth advisors.
You entertained hundreds of people here last night and all the people I talked to only had praise for their dealings with you. Honesty and integrity are two words that come to mind when I think of Michael Marcovitz and in the financial field people like that are few and far between.
I have 100% confidence and trust in you and in the way you have invested our life savings to afford us an enjoyable and secure retirement in the 12 years that we have been a client of yours.
I had no experience with investing prior to my husband’s early death. You not only helped me create an investment portfolio that will see me through my retirement, you’ve also taken the time to educate me about the markets and my overall strategy.
Before meeting you I was paying too much tax. You used your special knowledge as an investment advisor with a tax legal background to arrange my portfolio so that I paid much less tax and kept more in my pocket.
Unique experiences and past performances do not guarantee future results. Testimonials contained herein are unsolicited and may not be representative of the views of others. They have been reviewed and approved in writing for public use.
The Marcovitz Group is a part of TD Wealth Private Investment Advice, a division of TD Waterhouse Canada Inc. which is a subsidiary of The Toronto-Dominion Bank.
McGill University LL.B. B.C.L., York University M.B.A., H.E.C. Montreal B.Com.
We're redefining private wealth management.
At TD Wealth Private Wealth Management, we believe in taking the time to discover what truly matters to you. You'll have access to a team of the most integrated specialists in the industry who will get to know what's important to you before getting to your numbers. It's private wealth management redefined, brought to you by one of the largest private wealth service providers in Canada.
Effective banking and credit management helps to organize your day-to-day financial needs in a way that may save you time and money.
Retirement Planning
Retirement planning is an ongoing process that helps you prepare for the years leading up to retirement and throughout what can be one of the most rewarding phases of your life.
Tax management involves arranging your financial affairs in a way that may reduce your overall tax burden by identifying opportunities to utilize available tax incentives.
An Estate plan, along with an up-to-date Will, helps you to provide for the family members, friends and charitable organizations that you want to benefit from your estate and sees to it that your wishes are carried out as you intended.
Planning for the cost of education is a process that can help provide your children and grandchildren with the opportunity to pursue the education and training they need to start their own careers and businesses.
Business succession planning is the process of understanding your personal and business goals and preparing your business for the future transfer of ownership and management to your chosen successor.
Planning for Major Purchases
Planning for major purchases may help you accumulate those items you want now and in the future with the least potential cost of borrowing.
A charitable giving plan identifies the most effective way to share your wealth with your chosen charities. By selecting the right method of contribution you may maximize the amount of money the charity will receive from you.
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Your experienced Estate Planning Advisor of the Wealth Advisory Services team will work with you to help you determine the form of coverage for all of your financial and non-financial assets in case of unforeseen events. The strategic use of life, disability, living benefits and annuity products can also help you preserve your wealth, sustain your business and minimize tax obligations.
Dale Durand
Business Succession Advisor
Your experienced Business Succession Advisor of the Wealth Advisory Services team will work with you and your team of external advisors, including lawyers, accountants and business brokers, to help you maximize your business' value, and create and implement a plan for the smooth transfer of your business down the road.
Domenic Tagliola
Tax and Estate Planner
The Tax and Estate Planner of the Wealth Advisory Services team applies expertise in estate, trust and tax planning to assist you in developing an estate plan that reflects your personal choices for the future, and the legacy you will leave behind. To help manage your responsibilities, we can work with other TD specialists and external subject matter experts to help identify issues and properly structure your estate in a tax effective manner..
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