Welcome to Life-Based Wealth Planning
Our team focuses on a life-based approach to help build and secure your wealth. Our main objective is to define what’s important to you and then build a plan that complements the way you want to live rather than asking you to live according to a plan set to manage your money. When life events change, we review the plan and change direction as necessary.
We are one of Nanaimo’s only providers of discretionary portfolio management services and we strive to build consistent, long-term relationships to manage your family’s total net worth. Our team spends time to truly get to know you and your family dynamics, wealth structure, goals, risk tolerance and many other considerations. Creating a fulfilling retirement.
Most of our clients are already enjoying retirement. People retire here from all across Canada – it’s the most temperate place in Canada and offers natural beauty, fantastic outdoor activities and we believe that our investment services as sophisticated as you would find on Bay Street. We can help you to build a conservative, diversified portfolio designed to generate a steady income stream so you can continue to enjoy life in retirement. Astute yet approachable, we endeavor to make your wealth journey easy, understandable and enjoyable. Answering key questions.
Will I have enough to retire on? How can I pass on my wealth to my heirs in the most efficient manner? And, how can I tell if I’m on track to achieve my goals? We can help you find the answers.Comprehensive, integrated total wealth planning.
Our process delivers comprehensive, holistic wealth plans. Dan performs our research, due diligence and portfolio management; Tricia is an adept wealth planner and Ashley manages our administrative hub to help ensure all plans are efficiently implemented. As needed, we integrate the vast resources of other TD Specialists for expertise in retirement and end-of-life planning; private banking; trust services, including Wills, Powers of Attorney (POAs) and estate planning; insurance to help protect your income and estate; business succession planning; and more. Discretionary investing.
This is a huge advantage for Snowbirds, business owners pressed for time, or anyone who does not want to deal with daily investment decisions. When you entrust your wealth management to Dan, potential opportunities or risks can be addressed without waiting for your approval. A customized Investment Policy Statement (IPS) based on your objectives, comfort and financial situation sets the guidelines, asset allocation and diversification of your portfolio. You pay one transparent, asset-based fee (no commission per trade), which lets us focus on driving your portfolio’s success without worrying about the cost of trades. This fee includes wealth planning, estate planning, insurance services and more and may be tax-deductible upfront on non-registered accounts.
You can also choose to work with us through an Advisory Account or Unified Managed Account. Ask us which account is right for your needs.
To learn more about how Behavioural Finance can impact your decision making, click on the articles below:
Malaspina Wealth Management Group is a part of TD Wealth Private Investment Advice, a division of TD Waterhouse Canada Inc. which is a subsidiary of The Toronto-Dominion Bank