Michael Kawchuk, CFP®, CFA 
Investment Advisor

Michael Kawchuk has been advising clients in the wealth management industry for over a decade, building a practice grounded in disciplined investment management and comprehensive financial planning. Since joining TD Wealth, he has focused on helping individuals, families, and business owners bring clarity and structure to their financial lives.

His approach is centered on long-term thinking. Michael believes effective wealth management extends beyond portfolio performance, incorporating thoughtful risk management, tax efficiency, retirement planning, and estate considerations. He works closely with clients to ensure their financial strategies remain aligned with their goals, values, and evolving circumstances.

A graduate of the University of Lethbridge, Michael remains actively connected to the community and currently serves on its Board of Directors. He takes pride in having built his education, career, and family life in southern Alberta, and in supporting the community he calls home.

Michael holds both the Chartered Financial Analyst (CFA®) designation globally recognized for its rigor in investment management and the Certified Financial Planner (CFP®) designation, reflecting his commitment to delivering integrated, client-focused advice.

He values long-term relationships built on trust, transparency, and consistent communication, helping clients navigate complexity with confidence.

Outside of work, Michael enjoys running, dragon boat racing, and spending time with his wife, Brenna, their daughter, Sophie, and their dog, Waffles.

Ryan Smith, CFP®
Investment Advisor

With over 20 years at TD Wealth, Ryan Smith brings experience, perspective, and a genuine passion for helping clients make confident financial decisions. He believes great advice starts with understanding what matters most—whether that’s family, business, or long-term security—and building a plan that supports those priorities over time.

Ryan began his career as a Senior Financial Planner, working closely with high-net-worth clients, particularly farm and business owners. That experience shaped his holistic approach today, where investment decisions are always made within the context of a client’s full financial picture—considering tax efficiency, retirement planning, and long-term wealth transfer.

As an Investment Advisor, Ryan focuses on building tailored portfolios designed to grow and protect wealth over time. He combines disciplined investment strategies with clear, practical advice, helping simplify complex financial decisions so clients can move forward with confidence. He is especially experienced in working with families and business owners who value a thoughtful, personalized approach.

Ryan holds the Certified Financial Planner (CFP®) designation and is a graduate of the University of Lethbridge. He takes pride in supporting clients in the community he calls home.

Outside of work, Ryan enjoys golfing and skiing. He and his wife, Angela, have two children, Avery and Connor, and a cat named Zinnie.