In The Know

Some tax decisions are tied to specific dates, while others are shaped by life events. All of them can affect your annual tax strategy. Greg Bonnell speaks with Georgia Swan, Tax and Estate Planner at TD Wealth, about notable triggers throughout the year— including RRSPs, RESPs and various investing choices — and why tax planning is a year-long process. Print Transcript

The conflict in the Middle East has pushed oil above $100, but it’s also having an impact on the broader commodities space. Bart Melek, Head of Commodity Strategy with TD Securities, joins MoneyTalk to discuss how long the impact could last and what investors should be watching.

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee

You don’t need a chosen successor to get started on your business succession plan. Pierre Létourneau, Business Succession Advisor with TD Wealth, says the process can often take three or more years and can actually enhance the value of your business. As your plan takes shape, it may reveal or even attract the right successor.

Most people claim RRSP deductions right away, but sometimes waiting could potentially save you more money over your lifetime. Georgia Swan, Tax and Estate Planner at TD Wealth, explains how strategically timing RRSP and spousal RRSP deductions could boost your long-term tax savings. She also breaks down how income swings, career changes, and family plans can help shape the right moment to claim.

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee

Parents often hope to make estate transfers easy for their heirs, but navigating what taxes could apply may not seem straightforward. Greg Bonnell speaks with Tannis Dawson, High Net Worth Planner at TD Wealth, for a look at how common assets like RRSPs, TFSAs, and real estate are generally taxed. She also explains how having an estate plan can help ensure fair distribution among beneficiaries.

A wave of spending to finance investments in Artificial Intelligence is expected to fuel corporate debt issuance to new heights in 2026. Rachana Bhat, Vice President and Director, Investment Grade Credit Portfolio Management, at TD Asset Management, joins MoneyTalk to discuss the opportunities, what could change in the year ahead, and the main risks to watch. Print Transcript

Which Canadian sectors could be poised to grow and return the most capital to investors in 2026? MoneyTalk discusses with Jennifer Nowski, Managing Director and Co-Head of Canadian Equity Portfolio Management with TD Asset Management.

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee

Many people are eager to receive payments from their Canada Pension Plan or Quebec Pension Plan. Does it make more sense to take it as early as you can or wait? Georgia Swan, a Tax and Estate Planner with TD Wealth, shares a few ideas.

Starting the new year on the right foot, financially, may be easier than you think. Are you ready to strengthen your wealth building muscle? Here are four ways to get your money doing some of the heavy lifting.

Canadian markets have spent the year climbing what some are calling a “never-ending wall of worry,” defying expectations at almost every turn. As 2026 approaches, Michael O’Brien, Managing Director and Portfolio Manager at TD Asset Management, looks at the big themes likely to drive markets, and potential opportunities and risks in the finance, insurance and resource sectors.

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee

Many business owners often put company growth ahead of personal wealth. But there may be ways to choose both. Kim Parlee speaks with Patrick Yan, Senior Private Banker, Business Owners, TD Wealth Family Office, and Jeff Halpern, Business Succession Advisor, TD Wealth, about how thoughtful delegation today can unlock business value tomorrow. They also discuss why rewarding yourself now can be as important as planning for the future.

For Ultra-High-Net-Worth families, estate planning can be one of the most critical, and sometimes neglected, parts of financial management. Without a clear plan, even well-intentioned families can face confusion, conflict, and unnecessary tax burdens. Elise Pulver, Principal of Wealth Planning at TD Wealth Family Office, speaks with MoneyTalk’s Kim Parlee about how thoughtful planning can help prevent unexpected and potentially expensive complications. If you need a transcript or captions for this video, please c

This year’s federal budget offers measures to promote capital investment, including a new Productivity Super-Deduction to help companies recover costs faster. For individuals, the Underused Housing Tax has been eliminated and a new Personal Support Workers Tax Credit has been introduced. Sebastien Desmarais, Tax and Estate Planner, TD Wealth, joins Kim Parlee to outline these and other proposed tax measures, and what they mean for Canadians.

The vast majority of women business owners are sole proprietors. Yet according to one recent TD study, more than half of all women-led businesses say they are looking for ways to scale. Julie Dimitri, National Manager, Women in Enterprise, TD Business Banking, talks to Greg Bonnell about the benefits of seeking advice and how it can help business owners gain access to peer networks, financing and other opportunities to grow.

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee

If you’re caring for your aging parents now or thinking ahead about what that might look like down the road, we’ve got some practical ideas to help you tackle the challenges. Kim Parlee, Vice President, TD Wealth, speaks with Laura Tamblyn Watts, CEO, CanAge, about how to have those tough but necessary conversations about mental capacity, splitting caregiving duties, aging in place, considerations around long-term care, and more. She is the author of Let’s Talk About Aging Parents: A Real-Life Guide to Solving Problems with 27 Essential Conversations.

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee

Passing the family business to the next generation comes with unique challenges. A family trust could help you manage the tax process as well as allow owners to maintain some control.

Washington’s economic policies have led to increased tariffs and potential challenges to an independent Federal Reserve. Kevin Hebner, Global Market Strategist with TD Epoch, says the moves are part of a bigger strategy to weaken the U.S. dollar. He explains how this could impact Canadian investors, especially those who own U.S. assets.

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee

Giving to charity can make you feel good. Donating while minimizing tax can maximize the impact and make you feel even better.

A Power of Attorney for Property authorizes someone to take over your day-to-day affairs if you become incapable. What does it cover and what triggers that responsibility? Greg Bonnell speaks with Georgia Swan, Tax and Estate Planner, TD Wealth, about considerations for a capacity assessment, what can happen if a POA is activated for other reasons and your bank’s role in estate planning.

Contributing to an RESP? Without the right legal planning, your Power of Attorney may not be able to manage your RESP if you become incapacitated. Kim Parlee speaks with Nicole Ewing, Principal, Wealth Planning Office, TD Wealth, about ways to safeguard your child’s or grandchild’s future education.

The U.S. has imposed a 35% tariff on some Canadian goods not covered by the current free trade deal. Marc Ercolao, Economist at TD, joins MoneyTalk to explain how Canada may be able to handle the new tariffs.

The Bank of Canada kept its overnight rate on hold for a third time at 2.75%. James Marple, Associate Vice President and Senior Economist with TD, speaks with MoneyTalk’s Anthony Okolie about the rate decision, Canada’s economy, and the implications of ongoing trade uncertainty.

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee

Markets continue to flirt with new record highs despite bearish sentiment and plenty of risks. Damian Fernandes, Managing Director and Co-Head of Global Equity Portfolio Management, TD Asset Management joins MoneyTalk to discuss what investors should be watching in the second half of the year.

Teaching your kids about money takes time, but starting early and having fun with it can be key. Here are a few ways to help ensure your kids adopt healthy financial habits.

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee

Amid concerns over the impact of tariffs, slowing growth and sticky inflation, the Bank of Canada will deliver its latest rate decision on Wednesday. MoneyTalk discusses what to expect with Chris Whelan, Senior Canada Rates Strategist and Head of Portfolio Strategy with TD Securities.

For many Canadians, the decision to bequeath the family home to their children means grappling with some important questions. Pierre Letourneau, Business Succession Advisor, TD Wealth, offers some suggestions to help you manage the transition.

A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee

Markets remain volatile as investors grapple with global trade tensions and reconsider whether U.S. assets should continue to be viewed as the pre-eminent safe haven during times of uncertainty. Brad Simpson, Chief Wealth Strategist, TD Wealth, joins MoneyTalk to discuss how investors can find order – and opportunity – in the current apparent market disorder.

A monthly update of the outlook from WACC including the strategic and dynamic asset-class weights by investor profiles as determined by the Wealth Investment Policy Committee

An estate plan can help ensure your wishes are fulfilled if you become incapacitated and when you pass away. Here’s what you should know about building one.