Supporting the full cycle of wealth

From the years you spend building it, to the moment you hand it on,
we work alongside you at every stage, with a coordinated plan that
aims to connect every moving part.

Family Wealth

Strategies designed for long-term growth and sustainability, built around your specific situation. Whether you're growing a business, managing a professional income, or investing the proceeds of a sale, we work to build a plan that reflects what you're working toward.

Family Stewardship

We work to help safeguard your assets, your family, and your long-term plans, through insurance and estate planning strategies, and planning for the unexpected before it arrives.

Tax Planning Strategies

Tax efficiency isn't an afterthought – it’s built into the strategy we recommend. We aim to align your investments, your estate plan, and your business structure to help identify opportunities to reduce unnecessary tax exposure and help preserve more of what you've earned.

Legacy & Impact

The most consequential decisions in wealth management happen at transitions – retirement, succession, sale of a business, transfer to the next generation. We work to help you navigate those moments with clarity, structure, and a plan built for the long term.

What We Cover

We coordinate across every dimension of your
financial life. Our core planning areas include:

  • Discretionary Portfolio Management
  • Tax planning
  • Estate planning
  • Retirement planning
  • Stock option planning
  • Cross-border planning
  • Business succession planning
  • Risk management and insurance planning
  • Philanthropic planning

 

*Some products and services provided in collaboration with TD specialists

Trust & Estate Services

Helping you preserve and transfer wealth for future
generations

Estate planning is where your financial life and your
family's future intersect. We work to help you put the
right structures in place clearly, proactively, and with
the people who matter most in mind.

  • Will and estate planning
  • Powers of attorney
  • Trustee and executor services
  • Trust structure setup and administration
  • Support for seniors and caregivers

Insurance & Risk
Management

Integrated protection, built into your broader plan

Insurance isn't separate from your wealth strategy
– it’s part of it. We work to help you understand
your exposure and put appropriate coverage in
place to help protect what you've built against
events you can't predict.

  • Life insurance planning
  • Estate equalization
  • Tax-efficient insurance strategies
  • Intergenerational transfer planning
  • Critical illness and disability coverage

 

Philanthropic Advisory

We work to help you build a charitable strategy that's
structured, tax-efficient, and meaningful – a lasting
expression of what matters to you.

Through TD Wealth's Private Giving Foundation (PGF),
we can help you explore establishing a donor-advised
fund, with similar impact to a private foundation,
without the administrative complexity.

  • Charitable giving strategies
  • Private Giving Foundation (PGF) setup and coordination
  • Donor-advised planning
  • Defining mission and long-term impact

The best way to understand what we do is

to hear from the people we've done it for.

Client Stories

 

Business Succession

When a family business becomes the centerpiece
of an estate and succession plan, the stakes are
deeply personal. This story follows a family
navigating exactly that – a father's dream, a next
generation ready to step in, and the planning
required to make it work.

 

Philanthropic Legacy

When Tim lost his wife Patty, he wanted to ensure
she wouldn't be forgotten. With the help of a TD
Wealth advisor and the Private Giving Foundation,
he worked to establish a scholarship in her name
– a lasting legacy built through thoughtful estate
and charitable planning.

 

Retirement & Estate
Transition

After building a business alongside her husband
and facing unexpected loss, Polly needed clarity,
security, and someone she could trust. This story is
about what happens when the right plan meets the
right moment.

Whether you're growing a business, preparing for retirement, or thinking about the legacy you want to leave, we’d welcome the opportunity to understand your situation.

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