Meet The Team
Associate Portfolio Manager
Senior Investment Advisor
CFP®
CIM®
FCSI®
Your Investment Advisor - "Helping you preserve your family legacy for over 25 years"
I am a long-time resident of this beautiful province. My wife Jai and I call Pender Island our home with "Penny" and "Bentley", white female and fawn male boxers we rescued through "Without Borders Boxer Rescue" and "Saints Rescue", they are non-profit organizations that we continue to support. I am a son and one of five children with four sisters, and an uncle to five nephews and one niece. My mom lives a few minutes away in a suburb near Richmond. My favourite motto is "leave it better than you found it!". I am a cyclist, paddler, hiker, bike-packer on the off days. I am also an avid reader and my favourite authors are: Lee Child, Vince Flynn, Brad Thor, Nicholas Sparks, Colleen Hoover and Khaled Hosseini. I am an active (10+ years) supporter and fundraiser for the Canadian Cancer Society, BC Cancer Agency and Canuck Place Children's Hospice.
My educational background includes an undergraduate degree in macro-and-micro economics from the University of British Columbia, a minor in psychology, and a diploma in financial management through the British Columbia Institute of Technology. Although I earned my professional designations (CFP®, CIM®, FCSI®, FMA) through continued schooling, they do not mean anything without connecting with the people I interact with for wealth management discussions.
Tagalog
English
University of British Columbia
British Columbia Institute of Technology
Associate Portfolio Manager
Senior Investment Advisor
CFP®
CIM®
FCSI®
Your Investment Advisor
I came to Canada from North Wales at a very young age and have made Richmond my home ever since. My wife Kathy and I live in the little community of Steveston with our two children, Tyler and Jenna and our dog ''Lucy''. In my free time, I enjoy travelling with the family, cycling, running, skiing, playing soccer and just recently discovered a new passion for car racing. I also believe that it is incredibly important to give back and am constantly involved with charitable work that supports the needs of my community.
With more than 25 years in the financial service industry, I have my Certified Financial Planner , Canadian Investment Manager and Fellow of the Canadian Securities Institute designations.
Howarth & Pasion Wealth Management Group consists of Lee J. Howarth, Investment Advisor and Roberto B. Pasion, Investment Advisor. Howarth & Pasion Wealth Management Group is part of TD Wealth Private Investment Advice, a division of TD Waterhouse Canada Inc. TD Waterhouse Canada Inc. is a subsidiary of The Toronto-Dominion Bank. TD Waterhouse Canada Inc. – Member of the Canadian Investor Protection Fund.
English
Administrative Associate
BBA
An advocate of all things positive, a curious traveler and a recent Pacific North West local. I love interacting with those who share the same values that I live by: family, happiness, health and meaningful work. I have a Bachelor in Business Administration specializing in Human Resources, I dabbled in the chemistry of wine making and I created great memories and friendships in the local food scene in Ottawa. Speak to me in French, I could use the pratique. And my name is pronounced as "Julia".
Additional TD Specialists
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Tax and Estate Planner
Tax and Estate Planner
The Tax and Estate Planner of the Wealth Advisory Services team applies expertise in estate, trust and tax planning to assist you in developing an estate plan that reflects your personal choices for the future, and the legacy you will leave behind. To help manage your responsibilities, we can work with other TD specialists and external subject matter experts to help identify issues and properly structure your estate in a tax effective manner.
Estate Planning Advisor
Estate Planning Advisor
Your experienced Estate Planning Advisor of the Wealth Advisory Services team will work with you to help you determine the form of coverage for all of your financial and non-financial assets in case of unforeseen events. The strategic use of life, disability, living benefits and annuity products can also help you preserve your wealth, sustain your business and minimize tax obligations.
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Business Succession Advisor
Business Succession Advisor
Your experienced Business Succession Advisor of the Wealth Advisory Services team will work with you and your team of external advisors, including lawyers, accountants and business brokers, to help you maximize your business' value, and create and implement a plan for the smooth transfer of your business down the road.
Estate Planning Advisor
Estate Planning Advisor
Your experienced Estate Planning Advisor of the Wealth Advisory Services team will work with you to help you determine the form of coverage for all of your financial and non-financial assets in case of unforeseen events. The strategic use of life, disability, living benefits and annuity products can also help you preserve your wealth, sustain your business and minimize tax obligations.
