We help you make confident financial decisions with tailored strategies designed around what matters most to you.
Kristy MacDonald, CFP®, CIM®, PFP®
Associate Portfolio Manager & Senior Investment Advisor
Kristy MacDonald leads HarbourStone Wealth Management with a clear focus: helping clients bring structure, clarity, and confidence to important financial decisions over time. She works closely with individuals, families, professionals, and business owners navigating an increasingly complex financial landscape—often during periods of transition, growth, or change.
Her approach is grounded in planning first. By taking the time to understand each client’s priorities, she helps connect day‑to‑day decisions with longer‑term goals—whether that involves building wealth, preparing for retirement, managing cash flow, or planning for business succession and the transfer of wealth across generations. As an Associate Portfolio Manager, Kristy provides discretionary portfolio management to qualifying clients, combining disciplined investment strategies with thoughtful, ongoing guidance.
Gunther Rappl, BA, CFP®
Investment Advisor
Gunther Rappl works closely with clients at HarbourStone Wealth Management to help bring clarity and structure to their financial decisions. He supports individuals, families, and business owners as they navigate evolving priorities—often balancing day‑to‑day needs with longer‑term goals such as retirement, wealth accumulation, and financial security.
With over a decade of experience in the financial sector, Gunther brings a well‑rounded perspective shaped by his earlier roles across TD Bank Group. This foundation provides him with a broad understanding of both banking and wealth management, allowing him to support clients with practical, thoughtful guidance tailored to their unique circumstances.
Sarah Sheppard
Associate Investment Advisor
Office: (905) 373-7670
Email: sarah.mclean3@td.com
Marianne Kennedy
Client Service Associate
Office: (905) 372-7738
Email: marianne.kennedy@td.com
TD Wealth Private Banking
Achieve more when you work with professionals who understand your goals and can help you reach them. Private Bankers provide support with your banking needs while connecting you with the right TD specialists to manage your wealth management needs, so you can focus on other priorities.
Additional TD Specialists
Business Succession Advisor
Tax and Estate Planner
