Your Goals, Our Priorities
What We Do
We start by engaging in a balanced discovery conversation. We engage in a collaborative consultation to fully understand your financial needs, priorities and goals. Family, business and experience are all considered. With a deep understanding of your priorities, a lead advisor connects you with a core team of TD specialists with expertise in everything from investment, estate and trust planning and philanthropy, to business succession and tax planning.
Through our discovery process we’ll connect you to the right relationship manager, who based on your specific needs, will build a team of specialists around you to help achieve your vision of success.
At TD Wealth, we believe in taking the time to discover what truly matters to you. You’ll have access to a team of TD specialists, who will get to know what’s important to you before getting to your numbers. It’s private wealth management redefined, brought to you by one of the largest private wealth service providers in Canada.
Through our discovery process we’ll connect you to the right relationship manager, who based on your specific needs, will build a team of specialists around you to help achieve your vision of success.
At TD Wealth, we believe in taking the time to discover what truly matters to you. You’ll have access to a team of TD specialists, who will get to know what’s important to you before getting to your numbers. It’s private wealth management redefined, brought to you by one of the largest private wealth service providers in Canada.
Advanced tax strategies for high-net-worth individuals
Just as your ambitions are uniquely your own, so too is your tax situation. No single tax strategy will fit all scenarios. Instead, your tax obligations may require a personalized guiding plan with annual consultations with tax advisors as your wealth accumulates or your business evolves.
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Portfolio Management
Tax Planning
Business Succession Planning
Moving on from a business you've created and nurtured can be very difficult. You want to know it will get the same attention you've put into it, if not more. You can expect us to help create a succession plan that outlines your expectation for the continuity of your business.
Charitable donations
Who might consider this? Anyone who wants to make a sizable contribution or become more involved with their favourite charity.
The tax benefits of eligible charitable donations are available to all Canadians and you may earn tax credits which can lower the amount of tax you owe. Donations can be claimed for the previous five years if they haven't been claimed previously.
There may be another option for high-net-worth individuals who may want to consider giving more to their favorite charity and earning greater benefits. Through a donor advised fund, a benefactor can set up their own account with a minimum of $10,000 with an established foundation and will receive the donation tax receipt up-front. The fund can also provide flexibility if you are initially unsure which charity to donate to as there is no obligation to give immediately to a specific charity. In the meantime, you can continue to contribute to your fund and your money can continue to grow.
As well as a tax credit, donating investments directly can potentially eliminate the capital gains tax on eligible securities. Eligible investments include investments trading on designated stock exchanges, segregated funds, mutual funds, and government bonds. Calculating the tax benefits is complex and depending on your situation, donating the investments, and receiving a tax credit may be more beneficial than selling the investments and facing capital gains.
The tax benefits of eligible charitable donations are available to all Canadians and you may earn tax credits which can lower the amount of tax you owe. Donations can be claimed for the previous five years if they haven't been claimed previously.
There may be another option for high-net-worth individuals who may want to consider giving more to their favorite charity and earning greater benefits. Through a donor advised fund, a benefactor can set up their own account with a minimum of $10,000 with an established foundation and will receive the donation tax receipt up-front. The fund can also provide flexibility if you are initially unsure which charity to donate to as there is no obligation to give immediately to a specific charity. In the meantime, you can continue to contribute to your fund and your money can continue to grow.
As well as a tax credit, donating investments directly can potentially eliminate the capital gains tax on eligible securities. Eligible investments include investments trading on designated stock exchanges, segregated funds, mutual funds, and government bonds. Calculating the tax benefits is complex and depending on your situation, donating the investments, and receiving a tax credit may be more beneficial than selling the investments and facing capital gains.
