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Craig Toms

Vice PresidentPortfolio ManagerInvestment Advisor

  • CPA, CMA
  • CIM®

"Our discovery and wealth management approach is driven by what matters most to you"

Preparing You For a Work-Optional Lifestyle

 

"We've been there and we get it."

 

You work or have worked extremely hard. You've taken the necessary risks, suffered sleepless nights wondering if you've made the correct decisions and looked at your family, knowing you are doing it for them. To you, a 40 hour work week is a vacation. You've built a business from the ground up and your labor is paying off.

 

Or, you and your spouse have both worked and sacrificed for many years, diligently saving each month in hopes of achieving the freedom you see flaunted in the commercials.

 

How do you ensure that the product of your hard work, saving and worry is grown, preserved and available when you need it? Money is not simply dollars and cents. It represents the sum total of your life, your sacrifices, your dreams and your goals. It is hard earned and too easily spent.

 

The Toms Wealth Management Group was built with work and worry, hard decisions, personal sacrifices and a commitment to honesty, communication and trust. We are in this business because we believe that you deserve to be secure and enjoy the product of your hard work. We understand your needs because, we've been there and we get it.




"I wish to compliment you
on the organization you have
built and the culture of the
Toms Wealth Management
Group. There are so many small
but important and wonderful
differences in the way our
relationship has been managed
from the outset.

We so appreciate your prompt
emails when market conditions
change dramatically. We have
come to know your group as an
extension of ourselves and
our family."
Patrick Adams MBA, M.E.Des. (Arch)
Chief Operating Officer, Architect
and Developer


As of 04/24/2018. Unique experiences and past performances do not guarantee future results. Testimonials contained herein are unsolicited and may not be representative of the views of others. they have been reviewed and approved in writing for public use.

 

"An infinite Number of moving parts"


Wealth Management is a complicated process with an infinite number of moving parts. We manage the various "parts" for you; ensuring a comprehensive strategy that works for day to day life as well as preparing for the future. We develop an in-depth understanding of your needs, where you are currently at with wealth management and where you need to go to help you be protected and achieve your goals.

 

We ensure the various aspects of your wealth are truly "managed" by providing:

High Net Worth and Retirement Planning: More and more people are concerned about their ability to retire and live well regardless of their bank balance; especially as we live longer through medical advances and the cost of living seems to perpetually rise. We provide a plan designed to take you through each age and the various stages of your life whether you live to be 80 or 110.

 

Investment Allocation: We invest your funds based on your personalized investment policy statement. We know when you need to grow or preserve your wealth and work within the parameters provided by our knowledge and your feedback to create a portfolio that works for you.

 

Insurance Protection: We help ensure that you and your family are protected in case of challenging circumstances by connecting you to other TD specialists who can provide insurances such as life and long term disability.

 

Tax Savings: Taxes are inevitable but the Toms Wealth Management Group was founded by Craig Toms who earned and holds a CPA (Chartered Professional Accountant) designation and, as such, has an in-depth understanding of taxation. We will try to help to minimize your taxes because we know when to recommend that you delay, defer or pay.

 

Business Succession Planning: You've built an incredible business that you wish to pass on to your children. We have the business succession planning expertise to help you to achieve this goal as seamlessly as possible.

 

Estate and Trust Services: The number of Canadians with no will is staggering. However; this is a key aspect of passing on your wealth, helping children and family deal with your passing and ensuring that your estate is not penalized due to government intervention. We will access the professionals at TD who specialize in providing estate and trust services as part of our wealth management strategy.



“After coming over from
one of TD’s major investment
competitors, we found Toms
Wealth Management Group
approach relaxed, open and well
informed.

During taxation season
it was our first time that our
accountant did not call us and
request for additional financial
information because Craig and
his team are organized, well
read, and extremely efficient.
We are so impressed with Toms Wealth Management Group
that we have referred colleagues
and family to his team. You will
not be disappointed.“
Dr. Gail Burke and Mr. Mark Burke

As of 04/24/2018. Unique experiences and past performances do not guarantee future results. Testimonials contained herein are unsolicited and may not be representative of the views of others. they have been reviewed and approved in writing for public use.

 

 

"Your own personal Chief Financial Officer (CFO)"

Craig Toms, MBA, CPA, CIM Vice President, Portfolio Manager and Investment Advisor –Craig founded the Toms Wealth Management Group in 2005. He was recently awarded Merit by TD for the third consecutive year, which is a prestigious award that only 60 advisors, nationally, in the firm achieve. He is also the 2018 Chair of the National Advisory Committee for TD Wealth.  Craig's credentials far exceed the standards in this industry and include an MBA from Queen's University, a chartered accounting designation (CPA) and designations as a portfolio manager, investment advisor and retirement specialist to name just a few. He is a military veteran and served as an officer in the Canadian Forces, retiring shortly after completing the inaugural tour in Afghanistan in the war on terror. Craig is husband to Kristin and father to his two children, son Mitchell and daughter Maddix. Craig enjoys hunting, fishing and football and likes to smoke and marinate meats. He recently survived buying his wife a pressure canner for Valentines' day.

*Merit: Merit rewards sales employees who meet and exceed the business unit's criteria, consistently deliver legendary experiences and demonstrate the following qualities: motivation; excellence; results; integrity; teamwork.




"Craig and his team work
hard with our investments so
we don't have to! We trust
them completely to handle our
finances and know they will
treat them as their own.

They're always available when
we need them and always give
us service with a sincere smile.
They definitely have their clients'
interests as their number
one priority!"
Roy and Marie Mulkay, construction
business owners and ranchers

As of 04/24/2018. Unique experiences and past performances do not guarantee future results. Testimonials contained herein are unsolicited and may not be representative of the views of others. they have been reviewed and approved in writing for public use.



Our Mission

We provide high net worth families and business owners with end-to-end advice to help them manage their wealth. Our team delivers portfolio management, investment advice, retirement and financial planning and gain-maximization strategies. through effective tax management. We also collaborate with the sophisticated specialists at TD  who can offer business-succession and estate planning as part of our enhanced wealth management offerings. We aim to ensure that our expertise, attention to detail and strategic processes are effectively used to streamline and secure our client's wealth management at each stage of their lives.

 

Values
Integrity and Honesty:
We will communicate in a straightforward, transparent and timely manner. Our goal is to ensure that our advice to you will be objective, without bias towards any particular platforms or products, and we will  openly explain and disclose any costs associated with our services.

 

Accountability and Dependability:
We are dedicated to helping make your goals a reality by using a consistent and clear approach to managing your wealth. To ensure our clients can validate our dedication to their goals, we provide an Investment Policy Statement, regular clear progress reports and face-to-face meetings as needed. We are available to our clients  should they have questions or comments.

 

Knowledge, Credibility and Expertise:
Our team is comprised of individuals with diverse and relevant expertise. Collectively, we possess a Master of Business Administration, Chartered Professional Accountant, Certified Financial Planner, Certified Retirement Financial Advisor (CRFA) and multiple Investment Management certifications. We leverage the considerable strength provided by TD's research teams as well as maintaining and building our own professional credentials to aid us to make decisions on your behalf using what we believe to be the most current and sophisticated knowledge available.

 

Confidence:
We are committed to learning about you and your priorities in order to assist you to achieve your goals in a manner that consistently earns your confidence. We will strive to demonstrate our value through our diversified investment strategy, personalized process for identifying and managing any gaps in your wealth management plan, and commitment to open communication, at all times, but especially during the inevitable periods of market volatility.

 

Security:
We aim to manage each of  the various aspects of your wealth to ensure potential contingencies are planned for and available opportunities are leveraged. Our role is to work in conjunction with other TD specialists to guide you through the tasks that can help to maximize gains, assist with business transitioning, prepare for unpredictable challenges, ensure your wealth is secure for future generations, and that can allow you to enjoy the lifestyle you have worked towards.



Toms Wealth Management Group consists of Craig Toms, Vice President, Portfolio Manager and Investment Advisor, Cliff de Bruijn, Associate Investment Advisor, Kristin Toms, Client Service Associate and Connie Saint, Client Service Associate. Toms Wealth Management Group is part of TD Wealth Private Investment Advice, a division of TD Waterhouse Canada Inc. Td Waterhouse Canada Inc. is a subsidiary of The Toronto-Dominion Bank.







ADDITIONAL CONTACT

Toll Free: (866) 508-8544
Fax: (780) 448-8962
Branch Office: (780) 448-8971
Branch Fax: (780) 448-8686

We're redefining private wealth management.

At TD Wealth Private Wealth Management, we believe in taking the time to discover what truly matters to you.  You'll have access to a team of the most integrated specialists in the industry who will get to know what's important to you before getting to your numbers.  It's private wealth management redefined, brought to you by one of the largest private wealth service providers in Canada.

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