Our Services

Wealth management, built around the full arc of your life.

From the years you spend building your wealth to the moment you pass it on, we work alongside you at every stage, with a coordinated plan that connects every moving part.

Goals Based Planning

Growing your wealth

Strategies built for long-term growth, shaped around your specific circumstances. Whether you are running a business, managing a concentrated position or investing the proceeds of a sale, we build a plan that reflects what you are actually working toward.

Protecting what matters

We help safeguard your assets, your family and your long-term plans, in collaboration with TD specialists, through insurance, estate structuring and planning ahead of the unexpected, before it arrives.

Tax planning Strategy

Tax efficiency is built into the plan from the start, not added afterward. We work to align your investments, your estate plan and your business structure to help reduce unnecessary tax exposure and preserve more of what you have earned.

Legacy and transition

The most consequential decisions in wealth management happen at transitions: retirement, a business sale, the transfer of wealth to the next generation. We help you navigate those moments with clarity, structure and a plan built for the long term.

 

What we cover

We coordinate across every dimension of your financial life. Our core planning areas include:

  • Discretionary portfolio management
  • Tax planning
  • Estate planning
  • Retirement planning
  • Cross-border planning
  • Business succession planning
  • Risk management and insurance advice

*Some products and services provided in collaboration with TD specialists

Additional Services

Private Banking

TD Wealth Private Banking provides dedicated support for clients whose borrowing, credit and cash management needs go beyond what conventional banking is built for.

  • Tax-effective borrowing
  • Complex credit strategies
  • Cross-border banking
  • Cash management services
  • Everyday banking
  • US and Canadian credit card solutions

Trust & Estate Services

We work alongside the Estate and Trust Services team at TD Wealth Private Trust to help you put the right structures in place, clearly and proactively, so your intentions are carried out with precision and care.

  • Will and estate planning support
  • Powers of attorney
  • Executor and trustee services
  • Trust structure setup and administration
  • Guardianship
  • Care Connect

Insurance & Risk Management

For high-net-worth families and business owners, insurance serves a different purpose than simple risk coverage. Structured correctly and working with TD  specialists, it becomes a tool to protect what you've built and manage tax exposure, estate equalization and the transfer of capital across generations.

  • Life insurance planning
  • Tax-efficient insurance structuring, including terminal tax minimization and tax-deferred investment strategies
  • Estate equalization
  • Intergenerational transfer of capital
  • Critical illness, disability and long-term care coverage

Philanthropic Advisory

For families who want their giving to be intentional and lasting, we work with TD specialists to build a charitable strategy that's structured, tax-efficient and built to last. This includes access to TD Wealth's Private Giving Foundation, a way to direct donations over time and extend a giving legacy across generations without the complexity of running a private foundation.

  • Charitable giving strategies
  • Tax-efficient donations, including gifts of publicly traded securities
  • Flexibility to donate now and direct gifts over time
  • An alternative to a private foundation with minimal administration
  • Defining mission and long-term impact

These capabilities are best understood
through how they've been applied.

Watch Client Stories