Management Team
Goals-based wealth and investment advice
My mission is to combine prudent investment advice with complete, integrated, thoughtful financial planning. As a Certified Financial Planner (CFP®) designation holder, I have extensive knowledge of goals-based wealth planning, which is driven by your unique needs and objectives.Working closely with a network of TD specialists, I also provide access to sophisticated expertise as needed in areas such as insurance (to prepare for life’s unexpected bumps), tax margin strategies (to help you keep more of your capital), and estate planning (to help you create your desired legacy). In today’s complex world, the advanced expertise and resources of TD Bank Group can help you maximize your financial future.
I begin by helping you to articulate what matters most, what motivates you and what pains you. Then I take steps to address your most urgent needs first. I help my clients get to know themselves better to invest smarter. Not all people want a complex 25-page financial plan, they may simply want to address a specific goal such as knowing “Will I be okay? Will my money last as long as I do?” My role is to work closely with them to provide meaningful answers and strategies.
What sets me apart?
A broader view. As the Manager of the Richmond and Burnaby Branch of TD Wealth Private Investment Advice, I have seen many different business models up-close over the years. The privilege of observing many excellent practices has helped me sharpen the services that I provide to my clients.
A talent for addressing financial complexities. I thrive on providing custom-tailored solutions for people with complicated, interesting situations. Bring me your challenging, diverse goals – I will listen, understand, and do my best to address all your needs efficiently and cost-effectively with clarity.
My clients range from young professionals to retired seniors. They are typically people who value personalized advice, want to be involved in creating financial solutions, and who value making decisions in collaboration with an advisor.Helping you achieve the future you envision for yourself
My investment advice will be anchored on the Investment Policy Statement I create expressly for you, which documents your goals, return expectations and tolerance for risk. My core investment principles include:- A thoughtful, risk-adjusted asset allocation strategy that strives to honor your return expectations and tolerance for risk.
- Prudent value investing in well-managed companies that lead in their industries, demonstrate stable earnings, pay dividends (favoring value over growth), have modest dividend/payout ratios, and generate steady cash flow.
- Tax efficiency in every aspect of your financial picture.
- Providing the best possible value for fees charged.
- Long-term, personal relationships forged through regular contact and candor.
- Ongoing monitoring, review and adjustment. Although values remain constant, goals can change over time. I will review your situation and objectives often to make sure our investment strategy and planning approach continue to be appropriate.
- Value for fees. I generally advise clients to work with me through a combination of fee-based and transaction-based accounts. This helps to manage fees. Typically, I concentrate conservative fixed income holdings (that generally have low returns relative to equities) in registered accounts to maximize tax efficiency and save clients from paying 1% or 1.5% to earn only about 2%. Ask me for more details.
Leadership
Investment Advisor
Investment Advisor
Elvin Hsieh is an experienced investment advisor at TD Wealth Private Investment Advice, distinguished by his CFP®, CIM®, and FCSI® professional designations. Since embarking on his career in the investment industry in 2007, Elvin has been dedicated to providing top-tier investment services, with a focus on four key areas: asset growth, tax optimization strategies, asset protection, and estate planning strategies.
Fluent in both English and Mandarin, Elvin offers a unique blend of cultural and linguistic insights that enhance his ability to serve a diverse clientele. His extensive experience in financial and investment planning is the foundation of his holistic approach, ensuring every client receives a tailored strategy that aligns with their individual goals.
Elvin's investment philosophy is rooted in delivering comprehensive and personalized solutions. He adopts a dynamic and proactive approach, skillfully combining fundamental and technical analysis to seize market opportunities while mitigating risks. This method ensures that investments are not only strategically positioned for optimal performance but also resilient in the face of market volatility.
By aligning each investment with the client's objectives, Elvin strives to provide a sense of financial confidence. Elvin believes in dedication to excellence and personalized service to build trust and long-term relationships with clients in a continuous effort to be a trusted advisor in the world of wealth management.
English
Chinese
Mandarin
Investment Advisor
Investment Advisor
David has been an investment advisor at TD Wealth Private Investment Advice since 2010 and has over 10 years of experience in the wealth advisory industry. He graduated from the University of Waterloo in the Science and Business Honours Program and is fluent in French and adept in Cantonese. With the support of his Client Service Associate Mia (Miaotao) Hu, David leads a wealth management group that strives to deliver an exceptional client experience.
Investment Philosophy
David's straightforward and thoughtful investment philosophy stems from an intergenerational family approach based on robust, disciplined and tax-efficient investment strategies.He believes in building a relationship with you based on trust, accountability, communication, and a detailed understanding of your needs. David helps individuals, families, professionals, and business owners achieve what matters to them the most by focusing on long-term growth, capital preservation, income generation, and legacy creation.
Strong Family Values
On his spare time David enjoys discovering new parks and fun outdoor activities with his growing family as well as reconnecting with loved ones. A Team of Specialists
Sound investment advice is just one of the many components of his wealth management process. In collaboration with a team of TD specialists, David can address the full spectrum of your wealth management needs, which may include retirement planning, private banking, insurance solutions, estate and trust services, and charitable giving strategies.Please contact David today to see how he can help you and your family reach your financial goals.
Cantonese
English
French
Senior Investment Advisor
CFP®
As a Senior Investment Advisor, my mandate is to help you preserve and grow your wealth through tailored investment solutions. Dedication to exceptional client experiences and innovative financial strategies are the foundations of our business. I will deliver proactive and personal advice, working closely with you to make key decisions about your portfolio that are in line with your goals.
English
Chinese
Investment Advisor
Investment Advisor
With over 20 years of experience in the financial industry, Agnes works with individuals, families, and professionals to reach their financial goals. Together with a team of TD specialists, Agnes provides comprehensive personalized investment plans which include growing and protecting wealth, tax optimization and estate planning strategies.
Agnes embraces diversity. Fluent in English, Cantonese, and Mandarin, she delivers exceptional client experience that aligns with client's individual goals and values.
English
Chinese
Cantonese
Mandarin
Senior Investment Advisor
CFP®
PFP
As an Investment Advisor, my mandate is to help you preserve and grow your wealth through tailored investment solutions. Dedication to exceptional client experiences and innovative financial strategies are the foundations of our business. I will deliver proactive and personal advice, working closely with you to make key decisions about your portfolio that are in line with your goals.