Bi-weekly Wealth Perspectives

 

Every market cycle brings its own set of challenges — and opportunities. In my Bi-Weekly Market Perspectives of this month, I've highlighted a few articles and useful resources that caught my attention.

 

TD Asset Management Recognized at the Fundata FundGrade A+® Awards

For the thirteenth consecutive year, several mutual funds managed by TD Asset Management Inc. (TDAM) were recognized at the annual Fundata Canada Inc. (Fundata) FundGrade A+® Awards. A combination of 24 TD Mutual Funds, TD Managed Assets Program portfolios and TD Exchange-Traded Funds (TD ETFs) won in their respective categories at the 2024 awards, announced Thursday, February 6, 2025. This represents the most FundGrade A+® Awards received by investment funds managed by TDAM in a single period.

 

Monthly Portfolio Outlook | July 2026

Author: WIO, WAAC, TD WEALTH, Brad Simpson, WIPC, IPC

Market Perspectives + 10 Minutes = Current Insights
A monthly update of the outlook from WAAC including the strategic and dynamic asset-class weights by investor profile as determined by the Wealth Investment Policy Committee.

 

Assisted reproduction and estate planning: 3 key considerations

TD Wealth's Monique Shebbeare on why it's important for individuals looking into fertility options to have complete and updated estate documents.

 

Wave of AI bond sales comes to Canada: What it means for investors

The buildout of AI has led to record-setting bond issuances in Canada, which is causing some “indigestion” in the markets and impacting more traditional issuers says Benjamin Chim, Head of Credit with TD Asset Management.

 

What could housing market weakness mean for retirement downsizing plans?

Downsizing the family home has long been considered a way of unlocking retirement income. But how could plans change when the housing market experiences weakness? Georgia Swan, Tax and Estate Planner, TD Wealth, explains that because proceeds from the sale may be lower than expected, it’s important to evaluate those decisions alongside pensions, savings, and long-term goals.

 

Can investors still diversify beyond tech?

The S&P 500 has long been viewed as a diversified benchmark, but with technology stocks now making up an increasing part of the index, some investors are questioning whether that still holds true. Jeff Evans, Vice President, Director & Lead of Empirical Research & PM Support at TD Asset Management, discusses why traditional diversification strategies may be becoming less effective and where investors may need to look next for balance.
 

Canada's big banks: Are they really that cyclical?

The big six Canadian banks are up more than 50% over the last 12 months, outperforming the closest comparable sectors. Mario Mendonca, Managing Director at TD Cowen, explores why Canadian banks are outperforming and may not be as vulnerable to credit cycles as in the past.
 

ETF trends: Mega-IPOs and tech themes gain investor interest

There are now more ETFs than public companies, and among the new trends are funds that play mega-IPOs and current tech themes like digital memory. Andres Rincon, Head of ETF Sales and Strategy with TD Securities lays out some of the risks and opportunities with these new fund types.

 

Exit options: 4 succession strategies for business owners

When it’s time to move on from a business, owners have more choices than they may realize beyond simply selling or passing it to a family member. Jeff Halpern, Business Succession Advisor at TD Wealth, outlines some of the exit strategies and shares why planning ahead can be key to a successful outcome. Among the options is the Employee Ownership Trust that allows owners to access a $10 million capital gains exemption — but only until the end of 2026.
 

Five things to know about FHSAs

From contribution rules to investing and long-term planning, First Home Savings Accounts share familiar features with other registered plans, but with important differences. Nicole Ewing, Principal, Wealth Planning Office at TD Wealth, walks through five practical considerations for families helping loved ones save for their first home, including what to keep in mind if home-buying plans change.