Analysis
Analyze the strengths and vulnerabilities of your current situation and present course of action and uncovers potential alternative strategies to consider.
Our Approach
Disciplined Approach
Our disciplined approach to wealth management starts with a unique deep discovery process. This helps to clarify your financial situation, identifies your short, medium and long-term personal and financial goals, and uncovers what is truly important to you and your family.
Here’s how the process works:
Discovery
We learn about your life, goals, and priorities.
Custom Planning
We design a plan tailored to your family and finances.
Ongoing Advice
We adapt as life and markets change.
Specialist Support
You gain access to a TD network of specialists in areas like insurance, tax, estate, and business succession.
Tailored Investment Solutions
Our portfolio management begins and ends with a well-defined investment philosophy, a determined portfolio construction process and a robust commitment to risk management. We believe investing should reflect your unique needs — your lifestyle, your values, and your long-term goals.
Our disciplined, research-driven investment philosophy is designed to help protect and grow wealth in all market conditions, while supporting your broader financial plan. Our planning process helps bring focus to your overall goals and offers strategies to help you achieve them, no matter what life stage you’re in.
Evaluation
Evaluate whether your current savings and strategies are appropriate to meet your financial goals.
Collaboration
Leverage a team of specialists at TD covering areas such as insurance, tax and estate planning as well as business succession planning.
Recommendations
Give you actionable recommendations to help achieve your goals.
Wealth-building Strategies for now and the years ahead
Business Succession Planning
Moving on from a business you've created and nurtured can be very difficult. You want to know it will get the same attention you've put into it, if not more. You can expect us to help create a succession plan that outlines your expectation for the continuity of your business.
Retirement Planning
During the discovery process, we will discuss strategies to help you become retirement-ready by discussing questions like:
- How much income is needed for the retirement you aspire to?
- How can you save enough to fund your retirement?
- How can you improve tax efficiency during retirement?
- When should you start taking your government benefits?
Estate Planning
Estate Planning is outlining instructions for distributing your assets in case of death or incapacitation. We will guide you on what you can do and the documents you need to help ensure your wishes are fulfilled. A comprehensive estate plan can include various documents, products, and solutions to help ensure your wishes are carried out as intended.
