Muhammad Vohra

Retirement means something for everyone.

Retirement, in the conventional sense of the word, bears little resemblance to the financial and personal transition that owners and executives navigate later in their careers. The move from working to non-working is rarely clear-cut and it typically involves financial complexities that require the expertise of specialists.

Your advisory relationship should save you time.

When working with an advisory team, we believe there should be an ease of doing business. This comes from years of experience with owners and executives, but it’s also the result of extra steps we take to help ensure the experience fits into our clients’ busy lives as a kind of one-stop solution.

Transparency enhances trust.                           

We believe it’s vital that you see the value of your investments, you understand what goes into the recommendations we make, and you always know where you stand with respect to your goals. That’s why we provide clear documentation and reporting at every stage.

Specialized Knowledge

The retirement transition, and all the complexities it entails for owners and executives, is a core competency of the Lance Scott Investment Group. We have access to specialists within TD who have the qualifications, and specialized knowledge to guide you to the next stage in your life, as the focal point of a comprehensive wealth strategy.

Experience and Credentials

Lance Scott is a Certified Financial Planner , a Chartered Investment Manager and a Portfolio Manager. This means the advice we offer represents some of the highest standards in the industry. It also means we can provide discretionary portfolio management, which allows for elevated customization and efficiency.

Relationship Management

Our clients have complex needs, so we entrust a number of specialists, including business evaluators, tax and estate planners and financial planners, to help design and execute comprehensive wealth plans. We first understand the relationships you already have in place, and then expand that network to include TD Specialists, so that you can benefit from a well-coordinated system of subject matter experts.


Organizational Tools

We serve as a centralized financial management resource, coordinating professionals and strategies you need to stay on track, and helping you organize and simplify your entire financial household. This includes value-added features like financial organizers, success tracking and
document management.

1. Uncover what matters.

Our unique discovery process is about more than just gathering financial details. As part of our 7 Vision Questions, we engage in a priority ranking exercise wherein we discuss the events and values that could end up defining the next stage in your life. We also help ensure your priorities are aligned with those of your spouse or business partner. 

This often includes family dynamics, business goals, health concerns, and ideas you haven’t had a chance to explore, like philanthropy or community involvement.  
   
2. Get our recommendations.

We compile our assessments and recommendations into a proposal that we present to you. We don’t require anything from you at this time, but we will walk you through the strategies we’re recommending and answer any questions you may have.

3. Initiate the 12-point wealth management program.

Should you decide to move forward, we will initiate our full wealth management program, which starts with a comprehensive financial plan. We begin organizing your financial picture and implementing the steps we’ve recommended, in order of priority.

A TD Wealth Financial Planner/Associate Planner will work with you to develop a plan to help you reach your financial goals.

A Financial Planner may be suitable for those with between $100,000 and $1,000,000 in investible assets. 

Please note that there are no minimums to open a TD Waterhouse Disability Savings Plan (RDSP) at TD Wealth Financial Planning.

We will help you transfer funds and structure your investment portfolio through step-by-step onboarding.