The Davies Wealth Management Group, Investment Advisor, Surrey, BC

Meet The Team

Gary Davies

Vice President
Portfolio Manager
Investment Advisor

Rachel Braddock

Client Service Associate

Gary Davies

Vice President
Portfolio Manager
Investment Advisor

(604) 541-2078
Email Me

The Davies Wealth Management Group provides comprehensive investment and estate planning solutions to affluent families, corporations and charities. With a focus on discretionary investment management, The Davies Wealth Management Group will work with you to build your unique plan. A road map showing what is needed to help you to retirement, to help generate the income you require in retirement, and to pass on your assets to the next generation. Together we will build comprehensive solutions that match your investment and estate needs.

At The Davies Wealth Management Group we build highly tax efficient solutions using bonds, GICs, stocks, and options. We are discretionary licensed portfolio managers, this means you can have as little or as much involvement in the day to day operation of you portfolio as you would like. As a client of The Davies Wealth Management Group you will have a team of TD Specialists at your disposal who can provide you with expertise in the fields of banking, tax, investments, estate planning and insurance, as well as a team of analysts that can provide investment strategy and stock research.

The Davies Wealth Management Group is led by Gary Davies. Gary has over 20 years of experience in the discretionary investment management and brokerage business and is a life insurance advisor with TD Wealth Insurance Services. Gary holds a Bachelor of Science Degree from the University of Western Ontario, and a Masters of Business Administration from York University. Gary graduated with the Award of Excellence from the Certified Investment Managers Course and is Fellow of the Canadian Securities Institute.

The Davies Wealth Management Group consists Gary Davies, Vice President, Portfolio Manager and Investment Advisor and Rachel Braddock Client Service Associate. The Davies Wealth Management Group is part of TD Wealth Private Investment Advice; a division of TD Waterhouse Canada Inc. TD Waterhouse Canada Inc. is a subsidiary of The Toronto-Dominion Bank. TD Waterhouse Canada Inc. – Member of the Canadian Investor Protection Fund.

Rachel Braddock

Client Service Associate

(604) 541-2066
Email Me

Rachel has been supporting Gary Davies for 15 years and has almost 20 years of experience in the investment industry. In addition to working at TD, she has also worked with Raymond James and ScotiaMcLeod.

For many years, Rachel has arrived very early in the morning to execute our clients’ trades, but she is gradually handing that role over to Amy to focus on what she enjoys most: dealing directly with our clients. She fields phone calls, opens accounts, performs transfers, helps Gary prepare for appointments, and manages the onboarding process for new clients. On her own time, Rachel enjoys watercolour painting and pastels, reading and photography.

Wealth Considerations

Investment Strategies

Banking and Credit Management

Retirement Planning

Protecting Your Assets

Tax Management

Passing on Your Wealth

Education Funding

Business Succession Planning

Planning for Major Purchases

Charitable Giving

Investment Strategies

An investment strategy is an ongoing process that helps to keep the mix of assets in your portfolio aligned with your goals.

Investor or Trader? Your Taxes May Differ

Potential Benefits of Consolidating Your Assets

Canadians Investing in U.S. Equities

Banking & Credit Management

Effective banking and credit management helps to organize your day-to-day financial needs in a way that may save you time and money.

Investment Secured Credit

Banking and Credit Management

Retirement Planning

Retirement planning is an ongoing process that helps provide financial peace of mind in the years leading up to retirement and throughout what can be one of the most rewarding phases of your life.

Retirement is coming - How much will you withdraw? Will you have enough?

Registered Retirement Income Fund

Registered Retirement Savings Plan

The Tax-Free Savings Account

Retiring Allowance

Understanding In-trust Accounts

Your U.S. retirement plan

Estate Planning with a Henson Trust

Protecting your assets

Asset protection is an ongoing part of a comprehensive financial plan that helps to protect what you’ve worked hard to build.

Strategic Uses of the Capital Dividend Account

The Boomerang Bind

Special Families: Planning for your Child with a Disability

The Facts of Life Insurance

The Role of Life Insurance in Protecting Your Assets

Family Income Splitting Basics

Identical Properties

Provincial/Territorial Probate Fees

Return of Capital

Strategies to Minimize Probate Fees

Superficial Loss

U.S. Federal Estate Tax

Tax Management

Tax management involves arranging your financial affairs in a way that may reduce your overall tax burden by identifying opportunities to utilize available tax incentives.

TFSA FAQs

Identity Crisis: Does the IRS Think You're an American?

Major Canadian Tax Deadlines and Date

Personal Tax Rates and Credits

The Principal Residence Exemption

Divorce and Taxes

the New Top 10 Tax Checklist

Top 10 Tax Issues facing U.S. Citizens living in Canada

U.S. May Impose Tax and Penalties on Certain Holders of Canadian Mutual Funds and ETFs

Claiming Losses on Worthless Shares

Top 10 Tax Issues facing U.S. Citizens living in Canada

Tax Loss Selling

Taxation of Employee Stock Option Benefits

Prescribed Rate Loan Strategy Guide and FAQ

Passing on your Wealth

An Estate plan, along with an up-to-date Will, helps you to provide for the family members, friends and charitable organizations that you want to benefit from your estate and sees to it that your wishes are carried out as you intended.

Estate Planning Basics

Can Your Kids Afford to Inherit the Family Cottage?

Tax Treatment of RIFs upon Death

Rich Kid, Poor Kid, Successful Kid

Life Insurance as an estate planning tool

Structuring an Estate Freeze

Estate Planning for Families with Dependants with Disabilities

Multiple Wills - Probate Savings Strategy

Taxation on the Death of an RRSP Plan Holder

Treatment of RRIFs upon Death

Education Funding

Planning for the cost of education is a process that can help provide your children and grandchildren with the opportunity to pursue the education and training they need to start their own careers and businesses.

Continuing education Using the Lifelong Learning Plan to advance your education

Establishing an educational path Setting up an RESP

Determining what an RESP beneficiary receives

Business Succession Planning

Business succession planning is the process of understanding your personal and business goals and preparing your business for the future transfer of ownership and management to your chosen successor.

Business Succession Planning – Your Future Depends on It

Maximizing the Value of Your Business

Selling Your Business-The Sale Process

The Family Bargain

Business Valuation: How a Potential Buyer Will Value Your Business

Family Business Succession Considerations

Shareholders’ Agreement

The Lifetime Capital Gains Exemption for your Private Company Shares

Planning for Major Purchases

Planning for major purchases may help you accumulate those items you want now and in the future with the least potential cost of borrowing.

Recreational Property Market vs. Housing

Millennials & House Prices

U.S. Real Estate: The basics of buying, selling and renting

Charitable Giving

A charitable giving plan identifies the most effective way to share your wealth with your chosen charities. By selecting the right method of contribution you may maximize the amount of money the charity will receive from you.

Digging Deep: Understanding why, where and how much you should give to charity

Corporations and Charitable Giving: What Strategies Work for You?

Is your DNA the next big thing in healthcare?

Will genomic medicine drive the next large wave of innovation in health care? Tarik Aeta, Healthcare Analyst, TD Asset Management, shares his take on the genomics revolution.

Link

What should I do if there’s a recession?

I keep hearing experts say we may have a recession. Should I get my money out of the market?

Link

TD Economics

The analysis covers the globe, with emphasis on Canada, the United States, Europe and Asia

Link

Monthly Perspectives - The Final Act

The recent bout of volatility has brought out both the doomsayers and the dreamers. However, neither reality is an accurate portrayal of the current market environment.

PDF Download

Six Ways to Manage Stress and Stay Healthy

Sometimes life throws you for a loop and you have little-to-no control over what happens.

Link

Monthly Perspectives - The Three Chiefs

These are interesting times for the global economy and financial markets.

Link

The Davies Wealth Management Group

Complete and Caring Wealth Management

Investing is about much more than investing.

Complete wealth services – under one roof.

ADDITIONAL CONTACT

Meet The Team

Wealth Considerations

REQUEST AN APPOINTMENT

Complete and Caring Wealth Management

Investing is about much more than investing.

Complete wealth services – under one roof.

ADDITIONAL CONTACT

Meet The Team

Wealth Considerations

REQUEST AN APPOINTMENT

Additional TD Specialists

Market Commentary

Is your DNA the next big thing in healthcare?

What should I do if there’s a recession?

TD Economics

Monthly Perspectives - The Final Act

Six Ways to Manage Stress and Stay Healthy

Monthly Perspectives - The Three Chiefs

Do you know someone who would benefit from our services?