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My passion revolves around helping motivated individuals become successful investors by navigating the emotional ride of investing.
Successful investing hinges on getting three questions right:
·How can I maximize my gains by protecting my downside risks? ·How can I consistently protect both my profits and my capital? ·How can I make sure that I have enough money to maintain my current lifestyle into retirement?
Do you want to rely on instinct, timing or reacting to business headlines?
Or, are you looking for a systematic process which removes emotional biases from critical investing decisions?
Backed by a team of specialists, we work closely with you to address all areas of your financial well-being.
Wealth management is more than investment strategies, we feel it's important to provide you with:
·Corporate and business succession planning ·Private banking and credit management ·Will and estate planning ·Insurance planning ·Tax strategies
Our team strives to develop and maintain a strong relationship with you. The first step we will take is to sit down with you to get a clear understanding of what is important to you and your family.
Once we understand your goals, we will provide you with an Investment Policy Statement that will be the clear guide and foundation for your investment strategy.
In my experience this is the best process to help you achieve your life and financial goals.
At TD Wealth Private Wealth Management, we believe in taking the time to discover what truly matters to you. You'll have access to a team of the most integrated specialists in the industry who will get to know what's important to you before getting to your numbers. It's private wealth management redefined, brought to you by one of the largest private wealth service providers in Canada.
Nancy holds her securities license and has over 25 years of administrative experience, including support with the Department of National Defence, Not-For-Profit Sport Organizations and, for the past 15 years, worked in the financial industry.
Nancy is working primarily in client care, ensuring that a high level of service is always being provided to clients . Nancy handles client documentation and provides administrative support to all clients. Nancy’s great eye for detail combined with her integrity and strong work ethic means she gets things done and never sacrifices quality of service. An organized and reliable member of the team, Nancy has effective communication skills and is much valued by her peers.
A native of Ottawa, Ontario, Nancy and her husband have lived in Barrie since 2000. In her spare time, Nancy enjoys cooking, wine touring and golf. She has three grandchildren and three terrific stepchildren. To date, Nancy has resisted the grandmotherly urge to place doilies on all flat surfaces, though she does have pictures of the grandchildren on her desk.
Retirement planning is an ongoing process that helps provide financial peace of mind in the years leading up to retirement and throughout what can be one of the most rewarding phases of your life.
Tax management involves arranging your financial affairs in a way that may reduce your overall tax burden by identifying opportunities to utilize available tax incentives.
Planning for the cost of education is a process that can help provide your children and grandchildren with the opportunity to pursue the education and training they need to start their own careers and businesses.
Business succession planning is the process of understanding your personal and business goals and preparing your business for the future transfer of ownership and management to your chosen successor.
A charitable giving plan identifies the most effective way to share your wealth with your chosen charities. By selecting the right method of contribution you may maximize the amount of money the charity will receive from you.
An Estate plan, along with an up-to-date Will, helps you to provide for the family members, friends and charitable organizations that you want to benefit from your estate and sees to it that your wishes are carried out as you intended.
Your High Net Worth Planner of the Wealth Advisory Services team will work with you and your other professional advisors, when appropriate, to develop comprehensive wealth strategies based on a number of wealth considerations. Among them: creating retirement income streams, estate planning, business and insurance considerations, transitioning your business, accessing sophisticated credit solutions, tax planning and philanthropic planning.
Laima Alberings
Tax and Estate Planner
The Tax and Estate Planner of the Wealth Advisory Services team applies expertise in estate, trust and tax planning to assist you in developing an estate plan that reflects your personal choices for the future, and the legacy you will leave behind. To help manage your responsibilities, we can work with other TD specialists and external subject matter experts to help identify issues and properly structure your estate in a tax effective manner.
Bob Izatt
Estate Planning Advisor
Your experienced Estate Planning Advisor of the Wealth Advisory Services team will work with you to help you determine the form of coverage for all of your financial and non-financial assets in case of unforeseen events. The strategic use of life, disability, living benefits and annuity products can also help you preserve your wealth, sustain your business and minimize tax obligations.
James Craig
High Net Worth Planner
Your High Net Worth Planner of the Wealth Advisory Services team will work with you and your other professional advisors, when appropriate, to develop comprehensive wealth strategies based on a number of wealth considerations. Among them: creating retirement income streams, estate planning, business and insurance considerations, transitioning your business, accessing sophisticated credit solutions, tax planning and philanthropic planning.
Market Commentary
Build your understanding of investment concepts and stay current with ongoing market trends. Choose from a variety of helpful daily, monthly, and quarterly newsletters and resources.
advisors.td.com/steve.osmak
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