Skip to main content

Steve Osmak

Investment Advisor

  • CIM®
  • FMA
  • FCSI®

Working together to help you achieve what truly matters to you

Contact me
Profile Image

Steve Osmak

Call AdvisorE-mail AdvisorRequest Appointment

My passion revolves around helping motivated individuals become successful investors by navigating the emotional ride of investing.

Successful investing hinges on getting three questions right:

·         How can I maximize my gains by protecting my downside risks?
·         How can I consistently protect both my profits and my capital?
·         How can I make sure that I have enough money to maintain my current lifestyle into retirement?


Do you want to rely on instinct, timing or reacting to business headlines?

Or, are you looking for a systematic process which removes emotional biases from critical investing decisions?

Backed by a team of specialists, we work closely with you to address all areas of your financial well-being.

Wealth management is more than investment strategies, we feel it's important to provide you with:

·         Corporate and business succession planning
·         Private banking and credit management
·         Will and estate planning
·         Insurance planning
·         Tax strategies


Our team strives to develop and maintain a strong relationship with you. The first step we will take is to sit down with you to get a clear understanding of what is important to you and your family.

Once we understand your goals, we will provide you with an Investment Policy Statement that will be the clear guide and foundation for your investment strategy.

In my experience this is the best process to help you achieve your life and financial goals.

It all starts with a simple conversation.

ADDITIONAL CONTACT

Toll Free: (800) 669-7896
Fax: (705) 726-3474
Branch Office: (705) 726-3353
Branch Fax: (705) 726-3474

We're redefining private wealth management.

At TD Wealth Private Wealth Management, we believe in taking the time to discover what truly matters to you.  You'll have access to a team of the most integrated specialists in the industry who will get to know what's important to you before getting to your numbers.  It's private wealth management redefined, brought to you by one of the largest private wealth service providers in Canada.

Meet The Team

Nancy Moore

Client Service Associate


Wealth Considerations

Investment Strategies

Banking and Credit Management

Retirement Planning

Tax Management

Education Funding

Business Succession Planning

Charitable Giving

Passing on Your Wealth

Protecting Your Assets

Planning for Major Purchases

Investment Strategies

An investment strategy is an ongoing process that helps to keep the mix of assets in your portfolio aligned with your goals.

REQUEST AN APPOINTMENT

You have questions, I have answers. Let's have a quick chat.

Request appointment

Additional TD Specialists

Trish JordanHigh Net Worth Planner

Laima AlberingsTax and Estate Planner

Bob IzattEstate Planning Advisor

James CraigHigh Net Worth Planner


show more

Market Commentary

Build your understanding of investment concepts and stay current with ongoing market trends. Choose from a variety of helpful daily, monthly, and quarterly newsletters and resources.

Rate shock rocks stocks: Why markets fear rising rates

Yields on U.S. Treasuries have been rising recently, triggering a sharp selloff in equity markets. Anthony Okolie speaks with Scott Colbourne, Managing Director, TD Asset Management, about what the latest volatility means for your investment portfolio.

Link

Ask MoneyTalk: What happens if I make an early withdrawal from my RRSP?

Making regular contributions to a Registered Retirement Savings Plan can be a great way to build your net worth. But what if you're facing a cash shortfall: Is a withdrawal a viable option? Kim Parlee walks us through some of the hidden costs of early RRSP withdrawals.

Link

TD Economics

The analysis covers the globe, with emphasis on Canada, the United States, Europe and Asia

Link

Monthly Perspectives | 2020, We Hardly Knew Ye

Investors, eager for the spell of 2020 to be lifted, are now turning to a collection of annual outlooks to get a sense of when that's going to happen. Meanwhile, in our little corner of the world, we do our best here to discourage overreliance on such forecasts and instead focus on what we know for sure: how to make decisions when uncertain things occur.

Link

Choose to challenge how financial institutions relate to women

Studies say that women will soon hold the bulk of personal wealth in Canada, but also that they are dissatisfied with how the financial services industry treats them. Kim Parlee talks with Ingrid Macintosh, Executive Sponsor, TD Women and Wealth, about what needs to be done and how TD Bank is meeting the challenge.

Link

The 2021 Money Makeover

Many of us will look back on 2020 as a year of great hardship and we may all be eager to turn the calendar and hope for brighter news for the world in 2021. If your finances took a hit or you want a new start for your money, here are 10 things to consider.

Link

Do you know someone who would benefit from my services?