Smith and Associates Wealth Management is committed to providing a select group of wealthy clients with highly personalized one-on-one service. When you work with us, our knowledgeable and committed team of Investment Advisors will gain a deep understanding of your goals, help you develop a multigenerational wealth strategy, help you monitor its success and update your strategy as needed as you pursue what’s most important to you.
We offer a range of resources and services to help you reach your goals:
- Investment & Portfolio Management
- Retirement Planning
- Will & Estate Planning
- Education Funding
- Credit & Banking Management
- Insurance Based Solutions
- Business Succession Planning
- Tax Management
- Charitable Giving
*In collaboration with other TD Specialists
We take a team approach to servicing our clients, working with other TD Specialists in the areas of trust and estate planning, banking and credit management, insurance, and business succession planning.
By starting with your life and planning your money around it, our team takes a comprehensive approach to developing a plan to help meet your unique needs. In charting your course for the future, we use Wealth Planning as our cornerstone process to help you enjoy your life today and pursue your goals for tomorrow.
1. Are we a good fit?
At our initial meeting, we'll get to know about your goals and introduce our team and our approach to wealth management to determine if it makes sense for us to work together. It is important to us that you understand our value and how we can make a difference to your wealth and well-being.
We'll have a series of in-depth conversations to uncover the details of your financial situation, including strengths, issues and opportunities. As part of these conversations we discuss assets, liabilities, family dynamics, long-term and short-term goals and priorities. We will utilize the TD Discovery tool to identify your financial blinds spots and uncover your personal financial needs.
3. Building your Wealth Plan
We define specific approaches to implement your comprehensive wealth strategy. We incorporate your investment plan and build coordinated strategies for investments, retirement, estate, tax, education funding, lending, insurance and gifting.
Because your investment plan may cover many different areas and multiple generations of family members, we coordinate with your other professional advisors such as your accountant and lawyer. We take a team approach to servicing our clients, working with other TD Specialists in the areas of trust and estate planning, banking and credit management, insurance, and business succession planning.
4. Monitoring Your Progress
A Wealth Plan is a living document and should change as your life changes. We regularly measure your progress and adjust as needed so your plan stays in sync with your life and goals. Review meetings keep us up-to-date with any changes in your life and we encourage open and on-going communication.
Smith and Associates Wealth Management is a part of TD Wealth Private Investment Advice, a division of TD Waterhouse Canada Inc. which is a subsidiary of The Toronto-Dominion Bank.