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Rubia Zhai

Senior Investment Advisor

  • BBA
  • CIM®

Tailored solutions in tune with your needs and the needs of those you care about

Wealth management advice & wealth planning solutions based on your unique goals


About Rubia


Rubia provides comprehensive Investment and Wealth Planning solutions to High Net worth Individuals and business owners. She is focused on discovering what truly matters to her clients to help them achieve their goals by using a disciplined approach to investment management , and creating solid wealth plans with a focus on tax and estate analysis.

With strong analytical skills, her specialized investment knowledge allows her to develop suitable portfolios, monitor economic and market trends, review individual portfolios and make the necessary adjustments to help ensure clients can achieve their goals for the long term.

Outside of the office Rubia loves to travel and listen to a diverse selection of music.

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Our Investment Management Services are tailored to your specific needs


At TD, we believe that each client's need are truly unique. TD Wealth Private Investment Advice Combines the firm's best thinking with access to a broad set of investment solutions. Managing considerable wealth can be complicated. Using our distinct approach, we seek to view your life through your eyes.

With a deep understanding of your priorities and values, we then build a strategy rooted in your goals and stay in tune with your needs. We believe that our disciplined planning approach will help make you more confident in your decisions, and more focused on your future. 

Our Disciplined Process

TDPWM_LRMButtons_DisciplinedProcess.jpgOur Goal: Helping You Achieve Your Vision of Success

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Integrated Wealth Services

We take an integrated approach, bring in other TD Specialists as required to develop a custom wealth strategy. We assemble as a team in developing the solutions you require, such as:

     • Investment planning                                               • Portfolio construction
     • Cross border solutions                                            • Cash and deposit management
     • Power of attorney services                                      • Trustee services
     • Strategies for intergenerational wealth transfer        • Executor services       
    
Also, services highlighted below: 
   


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TD Podcast

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Recent Topics You Might be Interested in:
 

TD Report: How Your Career Can Impact Your Investing Style
Money Talk: 9 Things You Didn't Know About Retirement 
Money Talk: 5 Super Cool Facts About Your TFSA 
Money Talk: A Parent's Will. Can You be Too Helpful?  
10 Questions for Business Owners Who Are Thinking About Retirement



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ADDITIONAL CONTACT

Branch Office: (604) 541-2075
Branch Fax: (604) 541-2093

LANGUAGES

English, Mandarin, Cantonese

EDUCATION

Simon Fraser University

COMMUNITY INVOLVEMENT

Richmond Chamber of Commerce

Helping you achieve your vision of success

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We're redefining private wealth management.

At TD Wealth Private Wealth Management, we believe in taking the time to discover what truly matters to you.  You'll have access to a team of the most integrated specialists in the industry who will get to know what's important to you before getting to your numbers.  It's private wealth management redefined, brought to you by one of the largest private wealth service providers in Canada.

REQUEST AN APPOINTMENT

You have questions, I have answers. Let's have a quick chat.

Market Commentary

Build your understanding of investment concepts and stay current with ongoing market trends. Choose from a variety of helpful daily, monthly, and quarterly newsletters and resources.

U.S. economy: Signs of resilience help to ease recession worries

While markets brace for a possible U.S. recession, there are signs of optimism. Thomas Feltmate, Senior Economist at TD, tells Greg Bonnell that resilience in both employment and consumer spending may be indication of a less gloomy outlook than previously expected.

New real estate changes for 2023: what they might mean for you

If you're buying, selling or renovating a home this year, there are two real estate tax changes you should know about: a new anti-flipping tax and the multigenerational home renovation tax credit. Julie Seberras, Senior Manager of Wealth Planning Support with TD Wealth, joins Kim Parlee to dig into the details and why they may matter to you.

TD Economics

The analysis covers the globe, with emphasis on Canada, the United States, Europe and Asia

Monthly Perspectives: Institution Evolution

If you’re looking for proof of resilience and adaptability in the face of historic change, look no further than the TD Wealth Annual Investment Strategy Conference.

Bank of Canada hikes rates, signals more to come in fight against inflation

The Bank of Canada hikes interest rates to 0.50%, the first increase since 2018, as it warns about higher inflation and a “major new source of uncertainty” related to Russia’s invasion of Ukraine. Anthony Okolie speaks with James Orlando, Senior Economist, TD Bank, about the central bank’s efforts to tame rising prices.

The 2022 MoneyTalk tax checklist

While it may not be a cause for celebration, any signs of normalcy - even doing our taxes - could be welcome given the uncertainty we’ve experienced in recent months. Here’s a quick guide that we hope will help you as you prepare to file.

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