It may be a fair assessment of sentiment today: opinions seem especially divided. Challenges like a rising cost of living, higher debt levels and global tensions weigh heavily on many minds. In our modern era of connectivity, the constant stream of negative news makes it easy to focus on the difficulties. Yet, we’re also living in a time of remarkable advancement compared to any other period in history, with longer life expectancies, significantly reduced poverty levels, substantial wealth and one of the highest standards of living.