I believe that the only certain thing is uncertainty. I head up a team of financial professionals with experience in several segments of the financial services industry. Together, we work on preparing for the unexpected and coaching our clients through financial decisions.
Although asset management is at the core of what we do, our offering goes well beyond it. We achieve this by working closely with an internal team of TD specialists to help simplify several matters for our clients, such as:
· Transitioning a business;
· Minimizing taxes;
· Passing on wealth;
· And ensuring that family members are properly taken care of.
Applying singular approaches, we assist you in achieving an integrated financial structure and provide you with investment solutions that are consistent with your intricate situation and the financial market outlook.
What our clients say about us:
Our approach to building the investment portfolio is based on the following convictions:
· We seek the broadest exposure for each asset class in your portfolio;
· We are committed to value, not just low cost.
We call what we do:
Singular solutions to intricate situations.
We develop strategies based on your vision for the future
Over the past decade, the financial environment has created a challenging landscape for investors. Many of the investment strategies that have worked so well for the past thirty years are less likely to be effective going forward.
The key risk is that portfolio returns result in a shortfall. Interest rates have fallen to historic lows, equity markets have become increasingly volatile, and global financial issues are numerous and highly interconnected. In this new environment, traditional 60/40 portfolios and traditional market benchmark indices are becoming less and less relevant as most investors’ objectives involve absolute return requirements, while ignoring relative performance.
It is important to recognize that, while traditional asset-class diversification strategies may help investors reduce volatility in normal market conditions; they generally struggle during extreme events, when asset-class correlations increase. These correlations increase due in large part to the fact that inside every asset class and security are multiple shared risk factors, which can be thought of as the DNA of a portfolio.
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Barrette and Associates Wealth Management is a part of TD Wealth Private Investment Advice, a division of TD Waterhouse Canada Inc. which is a subsidiary of The Toronto-Dominion Bank. All trademarks are the property of their respective owners. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank. As of January 1st 2020. Unique experiences and past performances do not guarantee future results. Testimonials contained herein are solicited and may not be representative of the views of others. They have been reviewed and approved in writing for public use