Contact Joshua Ralph Please share a little about yourself and how I can help.
Email mePlease share a little about yourself and the best way I can reach you.
Request an appointment
Please complete the information below and I will contact you shortly
your message has been sent to Joshua Ralph
Contact Joshua Ralph
Please share a little about yourself and how I can help.
Email me
Please share a little about yourself and the best way I can reach you.
Thank you for connecting with us. A TD Wealth advisor will contact you to discuss your specific financial needs.
Your contact information
Name
Email
Phone
The details you shared
Request an appointment
Please provide the information below and you will be contacted soon by a TD Wealth advisor.
Thank you for connecting with us. A TD Wealth advisor will contact you to discuss your specific financial needs.
Your contact information
Name
Email
Phone
Best time to call you
Preferred appointment dates
Comment
Joshua leads Heritage Wealth Management group and oversees all client portfolios. He forges long-lasting relationships and enjoys being in contact with clients often to remain available and responsive. Joshua has provided investment and wealth advice to clients for nearly 20 years, offering a full suite of wealth services with a style that is both thorough and approachable. He acts as a family’s primary point of contact on financial matters and leverages his relationships with specialists across many lines of business at TD to meet each client’s unique, evolving needs.
Joshua attended St. Michael’s College in Vermont, where he played varsity hockey while obtaining his undergraduate degree. He is a Life insurance Advisor with TD Wealth Insurance Services. Josh is currently working towards the Chartered Investment Manager (CIM®) designation in order to become a discretionary portfolio manager. Outside of the office, Joshua can be found supporting his daughter in the equestrian arena, hitting the slopes in winter, and serving as official grounds-keeper for the family farm.
Passionate about planning for financial success, Susan brings enthusiasm to her role as the team’s wealth planning lead. Her goal is to set each client on a clearly-defined, realistic path to achieve their goals, be they near-term, long-term, or for future generations. Susan has been providing holistic wealth solutions to clients for 25 years. She strives to be an insightful advisor on each client’s financial journey, providing customized, big-picture strategies that consider each client’s evolving needs and goals. Susan is a Carleton University and Algonquin College graduate and holds a Certificate in Advanced Investment Advice from the Canadian Securities Institute. She is also a Life Insurance Advisor with TD Wealth Insurance Services. Susan is currently completing the Chartered Investment Manager (CIM®) designation to support our team's transition to discretionary portfolio management.
A mother of three and grandmother of two, Susan enjoys being with her family, cooking, equestrian riding, and rounding up chickens on the family hobby farm.
Sasha’s first foray into wealth management came nearly two decades ago during a high school co-op placement at an investment dealer. After pursuing undergraduate studies at Carleton University, graduate studies at Queen’s University and starting a family, Sasha returned to the industry in 2015, joining her stepfather Joshua and mother Susan. She has obtained a Certificate in Advanced Investment Advice from the Canadian Securities Institute and she is currently completing the Chartered Investment Manager (CIM®) designation.
Sasha applies her passion for research and analysis to develop customized portfolio solutions that aim to address economic and market conditions as well as each client’s risk profile, time horizon and future goals. Her attention to detail makes her a natural fit for maintaining client portfolios, ensuring that accounts remain in line with client objectives and that trades are executed efficiently. Outside of the office, Sasha enjoys spending time with her husband and two sons, be it summer days at the cottage, weekends at the hockey arena, or long walks on the farm with the family dog.
After gaining two years of investment and administrative experience following graduation from Business Management at Algonquin College, Kalen worked for 10 years at TD Canada Trust in various roles, including Financial Advisor and most recently Manager of Customer Service. In this time, he attained membership in the TD Champions Club* as a top contributor to the retail bank's success. Since joining TD Wealth two years ago, Kalen has continued his record of exceptional client service. Kalen prides himself on his attention to detail and accuracy – attributes well-aligned with our group’s client-centred approach.
Outside of the office, Kalen enjoys spending time with his wife and twin girls, who appreciate his status as the family chef. He is an avid sports fan and participant, with hockey being his sport of choice.
*The TD Champions Club recognizes employees who have demonstrated hard work, dedication, and extraordinary employee spirit and achieved impressive results throughout the year.
Retirement planning is an ongoing process that helps provide financial peace of mind in the years leading up to retirement and throughout what can be one of the most rewarding phases of your life.
Tax management involves arranging your financial affairs in a way that may reduce your overall tax burden by identifying opportunities to utilize available tax incentives.
An Estate plan, along with an up-to-date Will, helps you to provide for the family members, friends and charitable organizations that you want to benefit from your estate and sees to it that your wishes are carried out as you intended.
Planning for the cost of education is a process that can help provide your children and grandchildren with the opportunity to pursue the education and training they need to start their own careers and businesses.
Business succession planning is the process of understanding your personal and business goals and preparing your business for the future transfer of ownership and management to your chosen successor.
A charitable giving plan identifies the most effective way to share your wealth with your chosen charities. By selecting the right method of contribution you may maximize the amount of money the charity will receive from you.
Build your understanding of investment concepts and stay current with ongoing market trends. Choose from a variety of helpful daily, monthly, and quarterly newsletters and resources.
advisors.td.com/joshua.ralph
TDAM CIO on key investment themes for 2021 and beyond
2020 took investors on a roller-coaster ride. From a historic market drop to the massive rebound in record speed, to markets ending at all-time highs. Kim Parlee speaks with Rob Vanderhooft, CIO, TD Asset Management, on what to expect for markets and your portfolio in 2021.
Looking for light: Mental health during COVID-19
For many Canadians, this winter will present some unique emotional challenges. If you're struggling, here are a few things to consider.
TD Economics
The analysis covers the globe, with emphasis on Canada, the United States, Europe and Asia
Monthly Perspectives | 2020, We Hardly Knew Ye
Investors, eager for the spell of 2020 to be lifted, are now turning to a collection of annual outlooks to get a sense of when that's going to happen. Meanwhile, in our little corner of the world, we do our best here to discourage overreliance on such forecasts and instead focus on what we know for sure: how to make decisions when uncertain things occur.
5 super cool facts about your TFSA
Many Canadians love their Tax-Free Savings Accounts and no wonder — they are one of the best tools available to save for your financial goals. Here are five amazingly cool things you may not know about your TFSA.
The 2021 Money Makeover
Many of us will look back on 2020 as a year of great hardship and we may all be eager to turn the calendar and hope for brighter news for the world in 2021. If your finances took a hit or you want a new start for your money, here are 10 things to consider.
Do you know someone who would benefit from my services?
Share my profile
Joshua.Ralph@td.com
Mailing List
Receive content from TD Wealth
To better serve you, TD Wealth has created material about investing, including newsletters, articles, market updates, educational materials, and information about our products and services to help you reach your financial goals. Sign up today to receive the latest news and information from TD Wealth.
If you no longer wish to receive our emails, please use the unsubscribe link above.
By clicking Unsubscribe, you will no longer receive material about investing, including newsletters, articles, market updates, educational materials, and information about our products and services via email and/or standard mail .
By clicking Submit, you agree to receive material about investing, including newsletters, articles, market updates, educational materials, and information about our products and services via e-mail and/or standard mail from based on the information you provided. If you wish to unsubscribe at any time, you can use the Unsubscribe Form on this page or the Unsubscribe link in any email communication received from .