John is a licensed Portfolio Manager (PM) who works directly
with high net worth investors and their families. He is also a CFA charterholder and a member of the CFA Society Toronto.
As a PM and a CFA charterholder, John is held to the highest standard of duty and care when working with clients. In contrast to an investment advisor, a portfolio manager, such as John, has a fiduciary duty to act in his clients' best interests. This is a legal standard not unlike the fiduciary duty imposed upon doctors and lawyers. John must also adhere to the CFA Institute's Code of Ethics and Standards of Professional Conduct.
John is passionate about making money for his clients to enable them to reach their goals. He endeavors to accomplish this by striving to maximize performance, managing risk and minimizing fees.Performance:
John uses a disciplined rules based investment process that allows him to avoid common investment mistakes based on emotion, intuition and conflicts of interest. His process was developed and improved upon over many years using his background in both engineering and finance. John invests the majority of his own money and that of his family alongside his client's money using the same investment process and securities
. John has a multi year performance track record that he would be happy to share and compare with any mutual fund. Risk:
John does not
believe that a "buy and hold" investment approach is effective. He believes that there are times when you want to participate in the stock market and also times when you want to avoid the stock market. John utilizes indicators that measure the risk/reward characteristics of equities vs other asset classes such as cash. This enables John to effectively increase or decrease exposure to stocks depending on the market environment. Fees:
John manages money for clients on a discretionary basis and charges a fee for service that is fair, reasonable and transparent. In most cases the fee is lower than alternative fee structures. As much as possible, John avoids utilizing mutual funds due to their frequent inferior performance and high fees.