Jerome So
Senior Investment Advisor
CIM®
Working together to help you achieve what truly matters to you
Phone
Office Location
In the 25 years working with pension managers, advisors and investors in the financial industry, I gained invaluable insights on what are important to my clients. I believe my clients deserve measureable CLARITY on defining their goals and we work together collaboratively in creating the achievable PLAN to help them get there.
Why I Do What I Do
My clients need advice on their retirement and wealth planning more than ever before. The changing market requires changing insights. The recent low interest rate environment and market volatility have created tremendous challenges for pre-retirees and retirees. Imagine taking a life-long road trip but faced with navigating the foggy paths every day. With my process, approach and deep resources at TD, along with the support from my clients, I truly believe I can help my clients discover what are important to them and their families, and create a PLAN to help them reach their goal.
My Values to My Clients
I manage my clients' QUIET WEALTH through personalized wealth planning. Quiet Wealth is more than just money. My clients should be able to enjoy what they want, when they want and how they want.
My Process
With the 11 Wealth Planning considerations, our engaging Life Discovery is the first step in creating clarity of how all aspects of our life are inter-related. After all, Life is full of many ‘ifs’.
Clients I Work With
Pre-retirees and Retirees -
Through the important phases of Life Transitions, my clients are likely faced with these questions –
1. Can I retire?
2. How much income do I need and where my cash flow comes from?
3. For business owners, what is the business succession plan?
4. How about leaving a Legacy to the next generations?
5. Would one consider Charitable Giving?
Medical Professionals
Investment strategies with assets in Holding Co, Operating Co., Investment Co. and Family Trusts. With the deep resources at TD Wealth, I work my clients to effectively reduce any gaps between taxes, investment and wealth planning.
My Family
I am fortunate to have found my soul mate and wife Karen when we were in Oklahoma. Together, we have two beautiful children Aidan and Jenna who are almost 16 and 14 years of age. They play a lot of ice hockey. Almost every day, you can find us in local hockey rinks. When my family are still at sleep in the mornings of weekends, I enjoy my road cycling with my buddies very early in the mornings.
Certificates
CIM®
Languages
Cantonese
English
Mandarin
Education
Graduated from Central State University, Oklahoma, US
Community Involvement
Board of Director and Member of Governance Committee - Rick Hansen Institute
Your Goals, Our Priorities
We'll help you identify your priorities and create a plan to address your specific needs. We can help with:
- Protecting your assets
- Maximizing your charitable giving
- Finding tax strategies and solutions
- Arranging your estate and trust planning
Our Services
Investment Planning
Transfer of Wealth
Will and Estate Planning
Retirement Planning
What We Do
What to expect when working with us
Initial Discovery
Our in-depth discovery process focuses on understanding your priorities and goals in order to better support them.
Seamless Onboarding
We will help you transfer funds and structure your investment portfolio through step-by-step onboarding.
Proactive Reviews
Get curated insights, timely updates, and regular reviews of progress towards your goals and adjust as your needs evolve.
Polly – Moving forward with the right financial plan
When Polly moved to Canada, she was determined to build a great life for her family. Years of hard work and resilience paved the way for success, but when faced with the unthinkable, Polly was left to start again, leaving her with feelings of uncertainty. Find out how with the help of her TD Wealth advisor and a personalized financial plan Polly was able to take charge of her family’s financial future.
Nick & Justina – Business owners teaming up with TD Wealth
As small business owners, Nick and Justina make a powerhouse team, supporting each other through ups and downs. As parents, they worry about how potential challenges with the business could impact their family’s future. Nick and Justina teamed up with their TD Wealth advisor to build a personalized financial plan. With a plan in place, they finally saw that achieving their family’s goals while maintaining the business was possible. Find out how the right financial advice helped give them a brighter view of life.
Tailored Solutions
Your unique goals
You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.
Trending Articles
Stay informed and enhance your investment knowledge with our curated articles on the latest news, strategies and insights.
Estate planning basics
Article
Estate planning basics
An estate plan can help ensure your wishes are fulfilled if you become incapacitated and when you pass away. Here’s what you should know about building one.
Buying a home on your own: Ideas for a challenging market
Article
Buying a home on your own: Ideas for a challenging market
Despite ongoing affordability issues, almost half of first-time homebuyers say they want to apply for a mortgage on their own. If you're one of them, here are a few ideas to help you get started.
Mark Carney leads Liberals to victory: Now what?
Article
Mark Carney leads Liberals to victory: Now what?
Mark Carney and his Liberal Party have won a fourth term in Canada’s federal election. The new Carney-led government will take the helm amid ongoing political and economic uncertainty. MoneyTalks’ Kim Parlee speaks with Frank McKenna, Deputy Chair, Wholesale Banking at TD Bank Group and Beata Caranci, Chief Economist with TD, about the election results, relations with the U.S., and the road ahead for Canada’s economy.