After spending over two decades leading various teams in TD, I bring that experience and passion for helping families to define their Financial Roadmap to TD Wealth. In my time with TD, I recognized that it takes a team to be successful and together with the TD team, we are committed to helping you build a real plan based on your goals...a new path forward.
The New Standard
Philosophy - Portfolio management begins and ends with a well-defined investment philosophy. It is how we balance investors’ desire for capital growth with their fear of capital loss. It is how we harness the best investment practices of pensions, endowments and individuals to provide institutional-grade risk protection and real return portfolios. It is how we aim to meet your needs.
Asset Allocation - Global pensions and endowments have been rapidly shifting their investment strategy away from a traditional 60/40 approach to broad asset allocation and/or risk-based allocation.
Risk Factors - Risk-factor management is critical: minimize unintended and unrewarded
exposure, while building portfolios based on outcomes, not benchmarks.
We believe risk-factor allocation will change the way the investment industry constructs diversified portfolios. Anticipating the effect of planned spending, inflows, inflation and taxes on the distribution of future portfolio values is a critical part of portfolio construction.
Focused on client goals - Properly places investor goals and needs ahead of “benchmark” performance.
Reduced volatility - Reduces the reliance on interest-sensitive low-return/high-risk investments to protect against expected volatility.
Consistent returns - Aims to deliver consistent returns with less pain: lower losses, less often, and for shorter periods of time.
Enhanced asset allocation - Enhances the traditional asset-allocation process, which is full of equity risk and rising correlations.
Proper diversification - Provides the foundation for a properly diversified portfolio.
The key to managing a contemporary portfolio in the current environment is in the clarity of the investment process.
To complement this strategy, we collaborate with other TD specialists in the areas of Estate Planning, Insurance, Private Banking and Trust expertise to jointly provide a comprehensive investment management program tailored for you.
The first step is easy - connect with me and let us help you discover how our investment strategy can make a difference for you and your family.
Whether you are just starting or are considering a fresh approach, we can help. Let's connect today.