Jamie Gallacher
Investment Advisor
Assistant Branch Manager
Wealth management that evolves as your needs, priorities and circumstances change over time
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Office Location
After spending over two decades leading various teams in TD, I bring that experience and passion for helping families to define their Financial Roadmap to TD Wealth. In my time with TD, I recognized that it takes a team to be successful and together with the TD team, we are committed to helping you build a real plan based on your goals...a new path forward.
The New Standard
Philosophy - Portfolio management begins and ends with a well-defined investment philosophy. It is how we balance investors’ desire for capital growth with their fear of capital loss. It is how we harness the best investment practices of pensions, endowments and individuals to provide institutional-grade risk protection and real return portfolios. It is how we aim to meet your needs.
Asset Allocation - Global pensions and endowments have been rapidly shifting their investment strategy away from a traditional 60/40 approach to broad asset allocation and/or risk-based allocation.
Risk Factors - Risk-factor management is critical: minimize unintended and unrewarded
exposure, while building portfolios based on outcomes, not benchmarks.
We believe risk-factor allocation will change the way the investment industry constructs diversified portfolios. Anticipating the effect of planned spending, inflows, inflation and taxes on the distribution of future portfolio values is a critical part of portfolio construction.
Focused on client goals - Properly places investor goals and needs ahead of “benchmark” performance.
Reduced volatility - Reduces the reliance on interest-sensitive low-return/high-risk investments to protect against expected volatility.
Consistent returns - Aims to deliver consistent returns with less pain: lower losses, less often, and for shorter periods of time.
Enhanced asset allocation - Enhances the traditional asset-allocation process, which is full of equity risk and rising correlations.
Proper diversification - Provides the foundation for a properly diversified portfolio.
The key to managing a contemporary portfolio in the current environment is in the clarity of the investment process.
To complement this strategy, we collaborate with other TD specialists in the areas of Estate Planning, Insurance, Private Banking and Trust expertise to jointly provide a comprehensive investment management program tailored for you.
The first step is easy - connect with me and let us help you discover how our investment strategy can make a difference for you and your family.
Whether you are just starting or are considering a fresh approach, we can help. Let's connect today.
Education
Huron University College
Your Goals, Our Priorities
We'll help you identify your priorities and create a plan to address your specific needs. We can help with:
- Protecting your assets
- Maximizing your charitable giving
- Finding tax strategies and solutions
- Arranging your estate and trust planning
Our Services
Investment Planning
Transfer of Wealth
Will and Estate Planning
Retirement Planning
What We Do
What to expect when working with us
Initial Discovery
Our in-depth discovery process focuses on understanding your priorities and goals in order to better support them.
Seamless Onboarding
We will help you transfer funds and structure your investment portfolio through step-by-step onboarding.
Proactive Reviews
Get curated insights, timely updates, and regular reviews of progress towards your goals and adjust as your needs evolve.
Polly – Moving forward with the right financial plan
When Polly moved to Canada, she was determined to build a great life for her family. Years of hard work and resilience paved the way for success, but when faced with the unthinkable, Polly was left to start again, leaving her with feelings of uncertainty. Find out how with the help of her TD Wealth advisor and a personalized financial plan Polly was able to take charge of her family’s financial future.
Nick & Justina – Business owners teaming up with TD Wealth
As small business owners, Nick and Justina make a powerhouse team, supporting each other through ups and downs. As parents, they worry about how potential challenges with the business could impact their family’s future. Nick and Justina teamed up with their TD Wealth advisor to build a personalized financial plan. With a plan in place, they finally saw that achieving their family’s goals while maintaining the business was possible. Find out how the right financial advice helped give them a brighter view of life.
Tailored Solutions
Your unique goals
You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.
Trending Articles
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