Gardner Di Cesare Wealth Advisory Group

Achieve what truly matters to you

We're here to help you achieve your goals and priorities. We'll work together to ensure you receive a wealth plan that you can feel confident in

Gardner Di Cesare Wealth Advisory Group

Working together to help you achieve what truly matters to you

Office Location

5140 Yonge Street Suite 1600 North York, ON M2N 6L7. map

We have it covered, every step of the way. We do all the things that you expect your wealth management team to do. Supported by the vast resources of TD Bank Group and the expertise from a team of TD specialists, we can guide you through:

  • Investment, wealth and retirement planning
  • Protecting your pocketbook with tax and insurance strategies
  • Ensuring your loved ones are taken care of with estate and planning strategies
  • Selling your business or planning the transition to the next generation

But this is not all that we’re about. We’re about you:  Your goals for tomorrow; facing the fears you have today and, a bright future for those you love.

How do we do that? Knowledge. Trust. Commitment.

We have a combined 45 years of experience working with clients with diverse needs and goals. We’ve endured market cycles, investment trends and fads, and created solutions for virtually every type of client. In addition to the professional knowledge that Sam Di Cesare and Jessica Gardner acquired through obtaining their Certified Financial Planner designations, and through Jessica's completion of the options and derivatives courses, we draw on the expertise and resources of TD Bank Group.

We forge deep bonds with clients by communicating regularly and ensuring they understand their goals and every facet their plan. Our relationship with our clients is built on a foundation of solid advice and a concrete understanding of how they want to shape their financial future; and we will travel that road with you, every step of the way. We can understand you better, anticipate problems, and create solutions that are right for you because we support our clients for the long term. 

Capital Preservation

We want to help build your wealth. That’s why we are committed to a long-term strategy that works with your timeline – without unnecessary risks to your investment strategy. Our clients are all different.  "Jane" is saving for that second home in the tropics. "Gus" hopes to travel the world in retirement. "Kate" wants to give back to the charities that matter to her. Their goals may vary, but our commitment to each doesn’t. We focus on achieving their long-term goals focusing on consistent, long-term returns that match their tolerance for risk. 

Our Clients

Quite simply, they are part of the extended family. They are not just high-net-worth individuals.  Our clients are Canadians who are looking to take control of their financial future. Our relationship with our clients is why we’re in this business. There is nothing we like more than telling "Jane", "Gus" or "Kate" that they can buy that second home, take that cruise or make that donation. We work as hard as we do for your happiness because, after all, it’s what makes us happy.

Gardner Di Cesare Wealth Advisory Group is part of TD Wealth Private Investment Advice, a division of TD Waterhouse Canada Inc. which is a subsidiary of The Toronto-Dominion Bank.


Your Goals, Our Priorities

We will work together to help you manage, grow, and protect your wealth. Our tailored services are designed to help meet your unique goals and priorities - no matter how complex they are.

We'll help you identify your priorities and create a plan to address your specific needs. We can help with:

  • Protecting your assets
  • Maximizing your charitable giving
  • Finding tax strategies and solutions
  • Arranging your estate and trust planning

Our Services

Your goals are our priority so when you work with us, you have access to experienced professionals across all our products and services. Whether you need answers about wealth strategies, retirement planning or transfer of wealth, we're here to help.

What We Do

What to expect when working with us

Initial Discovery

Our in-depth discovery process focuses on understanding your priorities and goals in order to better support them.

Seamless Onboarding

We will help you transfer funds and structure your investment portfolio through step-by-step onboarding.

Proactive Reviews

Get curated insights, timely updates, and regular reviews of progress towards your goals and adjust as your needs evolve.

Polly – Moving forward with the right financial plan

Empowering Polly to achieve financial success

When Polly moved to Canada, she was determined to build a great life for her family. Years of hard work and resilience paved the way for success, but when faced with the unthinkable, Polly was left to start again, leaving her with feelings of uncertainty. Find out how with the help of her TD Wealth advisor and a personalized financial plan Polly was able to take charge of her family’s financial future.

Nick & Justina – Business owners teaming up with TD Wealth

Putting finances into perspective

As small business owners, Nick and Justina make a powerhouse team, supporting each other through ups and downs. As parents, they worry about how potential challenges with the business could impact their family’s future. Nick and Justina teamed up with their TD Wealth advisor to build a personalized financial plan. With a plan in place, they finally saw that achieving their family’s goals while maintaining the business was possible. Find out how the right financial advice helped give them a brighter view of life.

Tailored Solutions

Our solutions can help people meet their unique needs and make them feel more confident in their financial future.

Your unique goals

You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.

Market Commentary

Build your understanding of investment concepts and stay current with ongoing market trends. Choose from a variety of helpful daily, monthly, and quarterly newsletters and resources.


Gearing up for 2024: Tax and rule changes coming in the new year

As 2023 draws to a close, there are some key changes coming that investors may want to prepare for, including an increase to the TFSA contribution limit for 2024 and adjustments to the Alternative Minimum Tax system. Nicole Ewing, Director, Tax and Estate Planning at TD Wealth, discusses what to expect with MoneyTalk’s Greg Bonnell.
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Money Talk

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Hear what matters.
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TD Economics

The analysis covers the globe, with emphasis on Canada, the United States, Europe and Asia


Michael Craig on key investing themes to watch in 2024

As inflation trends lower, financial markets are betting that interest rate cuts may not be far behind. Michael Craig, Head of Asset Allocation at TD Asset Management, discusses the outlook for rates and markets in the year ahead with MoneyTalk’s Greg Bonnell.
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Federal Budget 2024: How proposed new taxes and spending could impact the economy

The federal government has released its 2024 budget with a focus on new taxes, increased spending and housing affordability. Derek Burleton, Vice President and Deputy Chief Economist at TD, speaks with Greg Bonnell about the economic implications.
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Market Minute