Francis Vandal

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Francis Vandal

Senior Portfolio Manager

Senior Investment Advisor



Committed to understanding your needs and helping you achieve your vision of success



(819) 562-1291

Office Location

1910, King Ouest bureau 330 Sherbrooke, QC J1J 2E2. map

Francis has worked in the investment sector for over 24 years and has been a portfolio manager since 2009. He has always been passionate about portfolio management and economic analysis.

Francis holds a bachelor’s degree and a master’s degree in economics from the Université de Sherbrooke, where he also worked as a lecturer.

He has been a Fellow of the Canadian Securities Institute since 2011 and has obtained the Chartered Investment Manager (CIM®) designation since 2009. He previously worked as a branch manager and assistant manager from 1998 to 2012, which helped him develop his team and compliance management skill set.


Toll Free

(855) 504-7655

Branch Phone

(819) 562-0050

Branch Fax

(819) 562-4028







Our Clients

We take the time to understand what makes you unique. We establish a deep understanding of who you are by actively listening to you and gathering information on your individual goals and vision. The insight we gain from working with you is the basis on which we design your wealth strategy. We believe that developing a personalized wealth strategy is a key component to your financial success.

Benefits of Discretionary Investing

With Francis, you have the opportunity to benefit from discretionary portfolio management:


You no longer have to make daily investment decisions – you can entrust them to our team. We can manage your money for you, not just with you.


One transparent, asset-based fee with no commission per trade lets us focus on driving your portfolio's success without worrying about the cost of trades.


Sudden opportunities and risks can be addressed swiftly without waiting for your approval.

Helping you achieve your vision of success

Our wealth solutions focus on four key areas in order to ensure you receive a personalized wealth plan you can feel confident in.

Build net worth: We can help you build your net worth by developing effective strategies and investment solutions that align to your needs, even as they evolve.

Protect what matters: By leveraging the expertise of TD specialists, we can integrate strategies to help you protect what matters to you most at every life stage.

Implement tax-efficient strategies: We can work with you to help create and structure your accounts to help reduce tax exposure while keeping income available for when you need it.

Leave a legacy: Your legacy is important to us. We’ll help you create a plan that provides for your top priorities and optimizes the transfer of your wealth.

Your unique goals

You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.

Market Commentary

Build your understanding of investment concepts and stay current with ongoing market trends. Choose from a variety of helpful daily, monthly, and quarterly newsletters and resources.


Gearing up for 2024: Tax and rule changes coming in the new year

As 2023 draws to a close, there are some key changes coming that investors may want to prepare for, including an increase to the TFSA contribution limit for 2024 and adjustments to the Alternative Minimum Tax system. Nicole Ewing, Director, Tax and Estate Planning at TD Wealth, discusses what to expect with MoneyTalk’s Greg Bonnell.
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Money Talk

Cut out the noise.
Hear what matters.
Watch our top story now


TD Economics

The analysis covers the globe, with emphasis on Canada, the United States, Europe and Asia


Monthly Perspectives: The Perfect Gift

Read the latest from our Wealth Investment Office


Michael Craig on key investing themes to watch in 2024

As inflation trends lower, financial markets are betting that interest rate cuts may not be far behind. Michael Craig, Head of Asset Allocation at TD Asset Management, discusses the outlook for rates and markets in the year ahead with MoneyTalk’s Greg Bonnell.
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Federal Budget 2024: How proposed new taxes and spending could impact the economy

The federal government has released its 2024 budget with a focus on new taxes, increased spending and housing affordability. Derek Burleton, Vice President and Deputy Chief Economist at TD, speaks with Greg Bonnell about the economic implications.
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