2025 September Newsletter

Estate planning: Protecting your legacy and your loved ones

As you plan for the years ahead, it's important to think about how your assets and wishes will be protected. Estate Planning is outlining instructions for distributing your assets in case of death or incapacitation. It can be a complicated topic to discuss. Supported by a team of specialists, we can help you with a variety of services to help make your future more certain. Some of those services include:

• Wills: A will is a legal document detailing who gets your assets, custody of minor children and who you've appointed to carry out your wishes.
• Power of Attorney (POA): A POA is a binding document giving a corporation or someone the legal right to make financial and/or medical decisions on your behalf.
• Trusts: A trust is a legal arrangement appointing a trustee to manage assets on behalf of beneficiaries.
   

Key Benefits of Strong Estate Planning

• You can decide who acts for you after you die and declare who you want to take care of your kids.
• You can dictate where your assets go.
• You can minimize taxes.
   

Important reminder

Review your will or POA regularly, especially after major life changes such as marriage, buying a home, or having children.

Upcoming event - Estate Planning Luncheon

Your legacy deserves more than good intentions, it deserves a solid plan. Join us for a session that will provide valuable insights to help protect your legacy. Distinguished attorneys from Weary & Co will share strategies and insights to help safeguard your legacy.

Date: September 25th, 2025, 11:45 am
Venue: St. Albert 50+ Service Centre

Limited seats available, please check out my website for more details: https://advisors.td.com/danny.j.chan/Events.htm.

Useful Tips: How to Check Your Contribution and Withdrawal Totals

• Step 1: Log in to WebBroker and Go to Documents (eServices) under Accounts.
• Step 2: Open your latest monthly statement. The last page shows your calendar-year contributions and withdrawals.

Please visit my website for more details or contact us to review your estate plan today.