Ben Foster

Bio
Beginning my career in equity research at an international brokerage firm, I have spent the last 20 years helping high-net-worth families and business owners in the St. Albert and surrounding communities reach their personal and financial goals. Raised in St. Albert, I work and live in the community alongside my wife and two children. I am active in sports, love to travel and give back to my community as a member of the St. Albert Cosmopolitan Club. I hold a Bachelors degree in Commerce from the University of Alberta and the CERTIFIED FINANCIAL PLANNER™ certification offered by FP Canada.

Disciplined Approach
My disciplined approach to wealth management starts with a unique deep discovery process. This discovery clarifies your financial situation, identifies your short, medium and long-term personal and financial goals, and uncovers what is truly important to you and your family. This discovery process also harnesses the cutting-edge field of behavioral finance, which I use to understand your Wealth Personality and what influences your wealth decisions - including your financial blind spots. This model identifies major personality traits, which can help to predict behaviors and identify underlying motivations - as well as allows me to see how your personality interacts to influence financial and investing decisions.

Comprehensive Plan
A comprehensive financial plan, tailored to your unique needs and those of your family, is created encompassing four financial pillars: Building Net worth, Protecting what matters, Implementing tax-efficient strategies and Leaving a Legacy. My planning process helps bring focus to your overall goals and offers strategies to help you achieve them, no matter what life stage you’re in. The plan will analyze the strengths and vulnerabilities of your current financial situation and course of action and uncover potential alternative strategies to consider. It will also help you evaluate whether your current savings and strategies are enough to meet your goals

Team of Specialists
The next step in my process is the implementation of your personalized financial plan. This is where I leverage a team of specialists at TD covering areas such as insurance, tax and estate planning as well as business succession planning. Portfolio management begins and ends with a well-defined investment philosophy, a determined portfolio construction process and a robust commitment to risk management.

Confidence in your Future
Life can be busy, stressful and sometimes overwhelming. It is my goal to provide clients and their families with confidence regarding their finances and the knowledge they have the appropriate strategies in place to help them achieve all of their personal and financial goals.