The Udovic Milczarski Group
Working together to help you achieve what truly matters to you
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Holistic Discretionary Wealth Management for High Net-Worth Clients
The Udovic Milczarski Group consists of a diverse team of Portfolio Managers and other wealth professionals who strive to deliver exceptional customer service and continuity of management for generations to come. Through TD Wealth Private Investment Advice, we provide discretionary investment management services to a select portfolio of private clients consisting of individuals, families, professionals, foundations and trusts.
As discretionary investment managers, we work within the investment guidelines set out in your investment policy statement, which is a document created with your input and customized to your needs. Our clients can confidently delegate the day-to-day investment decisions to our team knowing that their investment strategies are based on a disciplined process and supported by the expertise and risk management resources of TD Wealth.
As a team, our goal is to provide complete wealth stewardship for our clients and their families. We firmly believe that this can only be achieved by taking a holistic approach based on the four pillars of: building net worth; implementing tax efficient strategies; protecting what matters; and leaving a legacy. Working collaboratively with TD specialists, we help clients identify their wealth priorities, understand their challenges, assess potential risks, and develop customized strategies that can adapt to their changing needs or circumstances.
Helping achieve what truly matters to you and your family.
Build net worth: We can help you build your net worth by developing effective strategies and investment solutions that align to your needs, even as they evolve.
Protect what matters: By leveraging the expertise of TD specialists, we can integrate strategies to help you protect what matters to you most at every life stage.
Implement tax-efficient strategies: We can work with you to help create and structure your accounts to help reduce tax exposure while keeping income available for when you need it.
Leave a legacy: Your legacy is important to us. We’ll help you create a plan that provides for your top priorities and optimizes the transfer of your wealth.
Providing access to Discretionary Investing
We can drive your portfolio’s long-term objectives, while responding quickly to sudden opportunities and recognizing potential risks. Our strategy is guided by the customized wealth management plan we develop; it is based on your objectives and financial situation and sets out the asset allocation and diversification of your portfolio.
Benefits of Discretionary Investing:
- Convenience: You no longer have to make daily investment decisions – you can entrust them to our team. We can manage your money for you, not just with you.
- Transparency: One transparent, asset-based fee with no commission per trade lets us focus on driving your portfolio's success without worrying about the cost of trades.
- Security: Sudden opportunities and risks can be addressed swiftly without waiting for your approval.
Our Services
Initial Discovery
Portfolio Management
Retirement Planning
Transfer of Wealth
Steve & Lee-Ann – Creating a personalized plan to retire early
Steve and Lee-Ann know that the path to retirement has many twists and turns. They found that having the right TD Wealth advisor to help answer their questions, even the ones they didn't know to ask, can help uncover new possibilities. Find out how personalized retirement planning helped this couple retire earlier and make up for lost time.
Jenna, Santana and Cody's Story – Family Succession
Navigating Business Succession with Confidence
When it comes to succession planning, things can become very complex. Seeking personalized financial advice can help make it easier.
Jenna, Santana and Cody, were able to provide their dad with confidence to continue through with his legacy. Financial advice and guidance from TD Wealth helped them smoothly transition a family business to the next generation.
Let's connect to learn more about I can help you find confidence in building your financial future.
The Planning Process
Analyzing your individual financial situation is not a one-time exercise. As you grow and experience life changes, your needs evolve at the same time. That is why your wealth plan needs to grow along with you.
Our unique discovery process uncovers the values behind your personal vision of success.
Understanding & Confirmation
We take the time to listen to your story - making note of what matters most to you.
We summarize our understanding of your financial priorities and needs to make sure you're in agreement.
Determine & Present Solutions
We will guide you through several strategy sessions - each designed to dive into the details of a specific priority.
We rely on the depth of each planning session to help ensure our proposed solutions align what you have with what you want to do.
Implementation & Ongoing Review
We do the heavy lifting - liaising with your other professional advisors to help ensure seamless execution in each area of your financial plan.
We monitor the progress of your strategy and adjust it to keep pace with any changes in your life.
Your unique goals
You've worked hard to get where you are today. Now's the time to maintain, grow, and protect your net worth. Get tailored advice, solutions, and strategies that can help achieve your goals.
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